Amazing Credit Cards

Air India is Offering 50% Bonus Maharaja Points on Credit Card Reward Point Conversion

Introduction: Boost Your Travel with Air India Maharaja Points Plus Program 2025

The Air India Maharaja Points Plus Program offers a valuable opportunity for travelers to transform their existing credit and debit card reward points into Maharaja Points. These converted points unlock premium travel experiences including Award Flights, business class upgrades, and exclusive Air India benefits.

🚨Offer Period: 6 March 2025 – 31 March 2025

By strategically partnering with India's leading banks, Air India has created a seamless system that allows you to maximize your reward points' value and enjoy premium travel privileges you might otherwise miss out on.

In this comprehensive guide, we'll walk you through everything about the program - from eligible banking partners and their specific conversion rates to the generous bonus structure and detailed step-by-step conversion instructions.

Key Benefits of the Maharaja Points Plus Program

Converting your existing bank reward points into Maharaja Points provides several advantages:

  • Generous Bonus Structure: Earn up to 50% bonus Maharaja Points on larger conversions
  • Premium Redemption Options: Use points for complimentary flights, business class upgrades, and enhanced travel experiences
  • Multiple Banking Partners: Convert points from major Indian banks including HDFC, SBI, ICICI, HSBC, and DBS
  • Substantial Bonus Potential: Accumulate up to 200,000 bonus Maharaja Points per eligible banking partner
  • Convenient Conversion Process: Transfer points easily through online banking platforms or mobile applications
  • Limited-Time Offer: This special promotion runs from 6 March 2025 to 31 March 2025 only

Important: To qualify for bonus points, you must register for the promotion before initiating any conversions and complete your transfers within the specified promotional period (6 March - 31 March 2025).⁠

Convert-Bank-Reward-Points-to-Maharaja-Points-Maharaja-Club-Points-Plus-03-06-2025_07_46_PM.png

Register Here: Maharaja Club Points Plus

Enter Your Maharaja Club ID, Full name and Mobile number and rgister.

If you are not an existing maharaja club member then create your account here: Enroll Here

Bonus Maharaja Points Structure Explained

The bonus structure rewards larger conversions with higher percentage bonuses:

Converted Bank Reward PointsBonus Maharaja Points
5,000 - 25,00010%
25,001 - 50,00020%
50,001 - 75,00030%
75,001 - 100,00040%
More than 100,00050%

Example Calculation: Converting 100,000 reward points would earn you 150,000 Maharaja Points (100,000 base points + 50,000 bonus points at the 50% tier).

Note that the maximum bonus you can earn is capped at 200,000 Maharaja Points per banking partner during the promotional period (6 March - 31 March 2025).

Partner Banks: Conversion Rates and Processes

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Each partner bank offers different conversion ratios and specific processes. Here's a detailed breakdown by bank:

HDFC Bank Conversion Guide

Air India HDFC SS.png

*Image source air india website

Eligible HDFC Credit Cards and Their Conversion Rates
Card TypeHDFC Reward Points → Maharaja Points
HDFC Infinia / Infinia Metal2:1
HDFC Diners Black / Diners Black Metal2:1
HDFC Regalia Gold3:1
Step-by-Step HDFC Points Conversion Process
  1. Navigate to 'Privileges' → 'Miles Transfer'
  2. Select Maharaja Club from the redemption partner options
  3. Enter your Maharaja Club membership ID
  4. Specify the number of HDFC points you wish to transfer
  5. Review and confirm your transfer request

Processing Time: HDFC conversions typically take 2-4 working days to reflect in your Maharaja Club account

SBI Card Conversion Guide

Air India SBI SS.png

*Image source air india website

Eligible SBI Credit Cards and Their Conversion Rates
SBI Card TypeSBI Reward Points → Maharaja Points
SBI Miles Credit Card1:1
SBI Miles Credit Card PRIME1:1
SBI Miles Credit Card ELITE1:1
Air India SBI Platinum Card1:1
Air India SBI Signature Card1:1
SBI AURUM Credit Card5:1
Step-by-Step SBI Points Conversion Process

For SBI Miles and Air India Credit Cards:

  1. Log into your SBI Card App or Website
  2. Click on 'Rewards' → 'Air Miles'
  3. Select 'Air India Maharaja Club' from available programs
  4. Enter your Maharaja Club membership ID
  5. Confirm the transfer request

For SBI AURUM Credit Card:

  1. Log into the AURUM dedicated website
  2. Navigate to 'Points Transfer' section
  3. Enter your Maharaja Club membership ID
  4. Select your desired points transfer amount
  5. Confirm the conversion request

Processing Time: SBI conversions typically take 2-7 working days to process

ICICI Bank Conversion Guide

Air India ICICI SS.png

*Image source air india website

Eligible ICICI Cards and Their Conversion Rates
ICICI Card TypeICICI Reward Points → Maharaja Points
ICICI Emeralde Private Metal Card1:1

Times Black ICICI Credit Card

1:1

Other ICICI Credit/Debit Cards6:1 (Minimum 2000 points required)
Step-by-Step ICICI Points Conversion Process

Via Internet Banking:

  1. Log into your ICICI Net Banking account
  2. Navigate to 'ICICI Bank Rewards'
  3. Select 'Redeem Now' and choose Maharaja Club as your redemption partner
  4. Complete the points transfer process

Via Mobile Banking:

  1. Open your iMobile Pay App
  2. Navigate to 'Cards & Forex' section
  3. Select 'Redeem Now' and follow prompts to complete your transfer

Processing Time: ICICI conversions can range from instant to a few days depending on system processing

DBS Bank Conversion Guide

Air India DBS SS.png

*Image source air india website

Eligible Cards & Conversion Ratios
Eligible DBS Bank Credit CardsDBS Points/Cash Points : Maharaja Points
DBS Vantage Card5:4
DBS Spark Credit Card6:1
Bajaj Finserv DBS Bank SuperCard6:1
Step-by-Step DBS Points Conversion Process
  1. Log in to the DBS Delights website or mobile app.
  2. Click ‘Transfer Your Points’.
  3. Submit the Air India form to collect points.
  4. First-time users: Link with your Maharaja Club ID.
  5. Select Points to transfer and click ‘Transfer Points’.
  6. Maharaja Points will be credited within 3 working days

HSBC Conversion Guide

Air India HSBC SS.png

*Image source air india website

Eligible Cards & Conversion Ratios
HSBC Credit CardHSBC Reward Points : Maharaja Points
HSBC Premier1:1
HSBC Classic2:1
HSBC Gold2:1
HSBC Smart Value2:1
HSBC Platinum2:1
Step-by-Step HSBC Points Conversion Process

Call HSBC Customer Support to request the conversion:

Premier Cardholders: 1800 266 3456 or 1800 120 4722

Other Cardholders: 1800 267 3456 or 1800 121 2208

Overseas Members: +91-40-65118002 or +91-22-71728002

Alternatively, visit the HSBC website: HSBC Rewards Portal

FAQ's: Air India Maharaja Points Plus Program

General Program Questions

1. What exactly are Maharaja Points?
Maharaja Points are Air India's loyalty currency within the Maharaja Club program. Members can redeem these points for Award Flights, cabin upgrades, excess baggage allowances, and other premium travel benefits on Air India and its partner airlines.

2. How do I join the Maharaja Club to participate in this program?
You can join the Maharaja Club for free by visiting Air India's official website and completing the registration process. You'll receive a membership ID that you'll use when converting points from partner banks.

3. Do Maharaja Points expire?
Yes, Maharaja Points typically expire after 36 months from the date they were earned. Points are used on a first-in, first-out basis, meaning your oldest points are redeemed first.

Bank Partnerships and Conversion Questions

4. Which bank reward points can be converted into Maharaja Points?
Air India has established partnerships with HDFC, SBI, ICICI, HSBC, and DBS banks, allowing customers to convert their credit and debit card reward points into Maharaja Points.

5. What is the minimum number of points required for conversion?
The minimum conversion requirement varies by bank:

  • ICICI: Minimum 2,000 points (except for Emeralde Private Metal Card)
  • SBI AURUM: Minimum 500 points
  • HDFC: Varies by card type
  • Other banks: Check with your specific bank for minimums

6. How long does it take for converted points to appear in my Maharaja Club account?
Processing times vary by bank:

  • HDFC: 2-4 working days
  • SBI: 2-7 working days
  • ICICI: Instant to a few days
  • HSBC: Up to 10 working days
  • DBS: 3-5 working days

(Might Differ From Above)

7. Can I transfer my bank reward points to someone else's Maharaja Club account?
No, points can only be transferred to the primary cardholder's own Maharaja Club account. The name on your credit/debit card must match your Maharaja Club membership.

8. Can I cancel or reverse a points conversion after initiating it?
No, once a points transfer request is submitted, it cannot be canceled, modified, or reversed. Please verify all details carefully before confirming your conversion.

Bonus Points Questions

9. How do I qualify for bonus Maharaja Points?
To qualify for bonus points, you must:

  1. Register for the current promotion before initiating any conversions
  2. Complete your conversions between 6 March and 31 March 2025
  3. Meet the minimum point conversion thresholds for each bonus tier

10. Is there a limit to how many bonus points I can earn?
Yes, the maximum bonus you can earn is 200,000 Maharaja Points per eligible banking partner during the promotional period.

11. Do all conversions qualify for bonus points?
Only conversions made during the promotional period (6 March - 31 March 2025) and after proper registration qualify for bonus points. Conversions outside this period earn only the base conversion points.

12. What happens if my conversion is initiated during the offer period but processed after it ends?
As long as your conversion request is initiated and confirmed within the promotional period (by 31 March 2025), you will qualify for the bonus points even if the actual processing is completed a few days later.

Redemption and Account Management Questions

13. How can I check my current Maharaja Points balance?
You can check your balance by:

  1. Logging into your Maharaja Club account on Air India's website
  2. Contacting Air India's customer service
  3. Checking your monthly Maharaja Club statement (if opted for email statements)

14. What can I redeem my Maharaja Points for?
Maharaja Points can be redeemed for:

  • Award Flights on Air India and partner airlines
  • Business and First Class upgrades
  • Excess baggage allowances
  • Lounge access at select airports
  • In-flight amenities and services

15. How many Maharaja Points do I need for a free flight?
The number of points required depends on:

  • The route distance
  • Travel class (Economy, Business, First)
  • Season (peak vs. off-peak)
  • Availability of award seats

For example, a one-way domestic Economy flight might require 7,500-15,000 points, while international Business Class flights could require 50,000-125,000 points or more.

16. Can I combine Maharaja Points with cash for redemptions?
Yes, Air India offers "Points Plus Cash" options for certain redemptions, allowing you to use a combination of points and money when you don't have enough points for a full redemption.

Conclusion: Why You Should Start Converting Points Today

The Air India Maharaja Points Plus Program represents an exceptional opportunity to maximize your existing credit card rewards, especially during this limited-time promotion from 6 March to 31 March 2025. With generous bonus tiers offering up to 50% additional points, multiple banking partners, and valuable redemption options, this program helps you access premium travel experiences that might otherwise remain out of reach.

Whether you're planning your next business trip or dream vacation, converting your bank reward points to Maharaja Points opens the door to enhanced travel experiences with Air India. Register for the bonus offer today and start your journey toward more rewarding travel.

Remember to check Air India's official website for the latest program updates and redemption opportunities to maximize the value of your Maharaja Points, and don't miss the chance to earn up to 50% bonus points during this special promotional period.