Amazon Pay ICICI Bank Credit Card
JoiningFee: No joining fee
Annual Fee: No annual fee
Reward Type: Cashback
Joining Benefits
Prepaid Recharge Cashback: Get 50% cashback up to ₹100 on prepaid mobile recharges.
Amazon Shopping Cashback: Receive 100% cashback up to ₹200 on shopping at Amazon.
Postpaid Recharge Cashback: Avail 25% cashback up to ₹350 on postpaid mobile recharges.
Electricity Bill Payment Cashback: Enjoy 20% cashback up to ₹250 on electricity bill payments.
DTH Recharge Cashback: Get 25% cashback up to ₹200 on DTH recharges.
Broadband Recharge Cashback: Receive 25% cashback up to ₹400 on broadband recharges.
Gas Cylinder Booking Cashback: Enjoy 10% cashback up to ₹250 on gas cylinder bookings. This benefit is applicable twice.
Total Welcome Benefits Value: The combined value of the above benefits is ₹2,000.
Normal Cashback Benefits
Prime Members: Earn 5% cashback on all Amazon India purchases, including flight and hotel bookings, with some exceptions.
Non-Prime Members: Receive 3% cashback on Amazon India purchases instead of 5%.
Partner Merchants: Get 2% cashback on purchases made using Amazon Pay at over 100 partner merchants. The cashback is applicable only when using the Amazon Pay option.
General Transactions: Earn 1% cashback on all other online and offline transactions, excluding fuel payments.
Amazon-Specific Exceptions: Certain categories like e-books, gift cards, utility bill payments, loading Amazon Pay balance, DTH, and mobile recharges earn only 2% cashback.
No Cashback on Specific Transactions: No cashback is earned on EMI transactions, Amazon Business purchases, fuel, and gold purchases on Amazon.
Reward Points/Cashback Redemption
Automatic Credit: Reward Points are automatically added to your Amazon Pay balance at the end of each billing cycle.
Conversion Rate: 1 Reward Point = ₹1 for purchases on Amazon and at partner merchants using Amazon Pay.
Usage: Amazon Pay balance can be used for purchases on Amazon or at any partner merchant accepting Amazon Pay.
Dining Benefits
Culinary Treats Program: Save a minimum of 15% on dining bills at all participating restaurants under ICICI Bank’s Culinary Treats program.
Fuel Surcharge Waiver
1% Surcharge Waiver: Get a 1% waiver on fuel surcharges at all fuel stations across India, applicable on transactions up to ₹4,000.
Summary
Amazon Pay ICICI Credit Card: Ideal for Amazon Shoppers, Less So for Travelers
The Amazon Pay ICICI Credit Card is a top choice for online shoppers, particularly Amazon Prime members, offering up to 5% cashback on Amazon India purchases. With its lifetime free status and exclusive privileges, it stands out as one of India's best credit cards. A key benefit is that reward points are automatically transferred as cashback to your Amazon Pay balance with no expiration. However, the card may not be suitable for frequent travelers, as it doesn't provide travel benefits like air miles or lounge access.