Axis Bank My Zone Credit Card
Joining Fee: ₹500 + GST
Renewal Fee: ₹500 + GST
(Offered Lifetime Free Sometimes)
Reward Type: Reward Points
Welcome Benefits
Free Annual SonyLiv Membership
Receive a complimentary SonyLiv premium membership worth ₹999 upon your first transaction within 30 days of card issuance.
Voucher code is sent via SMS within 45 days after the card issuance.
Milestone Benefit
Renewal of SonyLiv Membership
The SonyLiv membership is renewed annually by spending ₹1.5 lakhs in an anniversary year.
Voucher code is sent within 60 days after the payment of the annual fee.
Note: Rent and Wallet transactions are excluded from milestone spends.
Rewards System
EDGE Reward Points
Earn 4 EDGE Points for every ₹200 spent on eligible categories.
Points can be redeemed for shopping/travel vouchers or products from the Axis Bank EDGE Rewards Portal.
Value: 1 EDGE Point = ₹0.20.
No rewards for transactions related to movies, fuel, wallet reloads, insurance, education, government-related payments, or EMI transactions.
Movie Benefits
Paytm Movies Offer
Get up to 100% off on the second movie ticket (up to ₹200 per month) when booking through Paytm Movies.
Use code “AXIS200” to avail of the offer.
Potential savings of up to ₹2,400 annually.
Dining Discounts
Swiggy Discounts
Get ₹120 off on orders of ₹500 or more on Swiggy twice a month.
Use code “AXIS120” to redeem.
EazyDiner Discount
15% off up to ₹500 on a minimum order of ₹1,500 through Axis Bank’s dining program with EazyDiner.
The offer can be availed once a month, providing up to ₹6,000 in annual savings.
Shopping Discounts
Get ₹1,000 off on a minimum spend of ₹2,999 on selected styles at Ajio.
Use code ‘AJIOAXISMZ’ to avail of the offer.
Discount applicable only on select T-shirts, jackets, sweaters, and party wear.
Travel Benefits
Enjoy 4 complimentary domestic airport lounge visits annually, subject to a minimum spend of ₹50,000 in the previous three months.
Fuel Surcharge Waiver
1% waiver on fuel surcharge at all petrol stations across India for transactions between ₹400 and ₹4,000.
Maximum waiver capped at ₹400 per statement cycle.
Summary
The Axis Bank My Zone Credit Card is an ideal choice for new-to-credit millennials, Gen Z, or first-time cardholders who frequently spend on dining, travel, and entertainment. With this card, you can enjoy discounts on Swiggy, dining bills at partner restaurants, and clothing on Ajio. Additionally, it offers a complimentary SonyLiv membership, a Buy One Get One offer on Paytm Movies, and free airport lounge access, all at a low joining fee.