Bank of Baroda Premier Credit Card
Joining Fee: Lifetime Free (Limited Period)
Renewal Fee: No renewal fee
Reward Type: Reward Points
Welcome Benefits
Bonus Reward Points: Receive 500 bonus Reward Points upon spending ₹5,000 or more within 60 days of card issuance. These 500 Reward Points are valued at ₹125.
Reward System
5X Rewards on Select Categories: Earn 10 reward points for every ₹100 spent on travel, dining, and foreign transactions, with a cap of 2,000 reward points per month.
Standard Rewards on Other Spending: Earn 2 reward points for every ₹100 spent on all other eligible categories, excluding fuel, utilities, and telecom.
Reward Redemption
Flexible Redemption Options: Redeem reward points for flight and hotel bookings, shopping, products, and gift vouchers.
Redemption Value: 1 Reward Point = ₹0.25.
Lounge Access
Complimentary Lounge Access: Enjoy one complimentary domestic lounge access every quarter at select airports in India with the Bank of Baroda Premier Credit Card.
Fuel Surcharge Waiver
1% Waiver on Fuel Transactions: Get a 1% fuel surcharge waiver on transactions between ₹400 to ₹5,000, capped at ₹250 per month.
Other Benefits
Insurance Coverage: Benefit from personal accident death cover and zero liability in case of card loss or theft.
Add-On Cards: Avail up to 3 free add-on cards.
UPI Linkage with RuPay Variant: The RuPay variant of the Bank of Baroda Premier Credit Card can be linked to UPI applications for added convenience.
Summary
The Bank of Baroda Premier Credit Card stands out as a strong option for frequent travelers, offering significant perks and rewards in the travel category. Its 5X reward points on travel, dining, and international spending, combined with complimentary domestic airport lounge access, make it particularly appealing. With a solid reward rate and travel-focused benefits, this card is an excellent choice for those who often travel within India.