Welcome Benefits

Bonus Reward Points: Receive 6,000 Reward Points as a welcome benefit. Additionally, earn 6,000 points each time the membership is renewed, provided the renewal fee is paid.

Milestone Benefits

Voucher: Get a ₹2,000 voucher from brands like Bata, Yatra, Hush Puppies, or Aditya Birla Fashion on annual spending of ₹3 lakh.

Rewards Redemption

Options

Redeem points on SBI’s Shop & Smile app for gift vouchers.

Convert points into cash by contacting SBI customer care.

Instantly redeem points at BPCL fuel stations (4 Reward Points = ₹1).

Expiry: Reward Points expire after 24 months from the date of accumulation.

Reward Points

Fuel Purchases: Earn 25 Reward Points per ₹100 spent at BPCL fuel stations (capped at 2,500 Reward Points per billing cycle).

Other Categories

10 Reward Points per ₹100 spent on dining, departmental stores, and movie tickets (capped at 7,500 Reward Points per month).

1 Reward Point per ₹100 on all other spending

Exclusions: No Reward Points on fuel purchases at non-BPCL stations and mobile wallet uploads

Redemption Process

An SMS with e-voucher options will be sent within 20 days of eligible spending.

Choose an option, and the e-voucher will be delivered to your registered mobile number or email within 5 working days.

Aditya Birla Fashion Voucher: Redeemable at Louis Philippe, Van Heusen, Allen Solly, Peter England, Planet Fashion, and Simon Carter stores.

Renewal Fee Waiver: Annual renewal fee is waived on spending ₹2 lakh in a year.

Travel Benefits

Complimentary Lounge Access: Enjoy 4 complimentary domestic airport lounge visits annually (1 per quarter).

Fuel Surcharge Waiver

1% Waiver: Applicable on fuel transactions up to ₹4,000 at any petrol pump across India.

Monthly Cap: Maximum waiver of ₹100 per month, equivalent to ₹1,200 annual savings.