Federal Bank Celesta Credit Card
Joining Fee: No Joining Fee
Renewal Fee: No Annual Fee
Reward Type: Reward Points
Welcome Offer:
Amazon Gift Voucher: Receive an Amazon voucher worth Rs. 600 after spending Rs. 10,000 within the first 30 days of card issuance.
Rewards Program:
Travel & International Spends: Earn 3X Reward Points for every Rs. 100 spent.
Dining: Earn 2X Reward Points for every Rs. 100 spent on dining transactions.
All Other Categories: Earn 1X Reward Point for every Rs. 100 spent.
Redeeming Reward Points:
Points can be redeemed at the Federal Rewards Portal, with 1 Reward Point equaling Re. 0.25.
Expiration: Points must be redeemed within 1 year of accrual.
Travel Benefits:
Domestic Lounge Access: 4 complimentary domestic lounge visits per quarter (16 per year), providing comfort during travel.
International Lounge Access: 2 complimentary international lounge visits annually.
Movie & Dining Offers:
Movies: Avail Buy 1 Get 1 Free offer on movie tickets via Inox, providing great savings for movie lovers.
Dining: Up to 15% discount on dining through the FedDelights Program, offering savings on dining at participating restaurants.
Fuel Surcharge Waiver:
Surcharge Waiver: Receive a 1% waiver on fuel surcharge at authorized fuel stations across India.
Summary
The Federal Bank Visa Celesta Credit Card is a lifetime free credit card designed for high-net-worth individuals, offering a premium experience with zero joining and annual fees. New users can enjoy a welcome offer of an Amazon voucher worth Rs. 600 upon spending Rs. 10,000 within the first 30 days. The rewards program includes 3X Reward Points for every Rs. 100 spent on travel and international transactions, 2X points on dining, and 1X point on all other purchases. These points can be redeemed at the Federal Rewards Portal, with 1 point equaling Re. 0.25, though points must be used within a year. For travelers, the card provides 4 complimentary domestic lounge visits per quarter and 2 international lounge visits annually. Additional perks include a Buy 1 Get 1 Free offer on movie tickets at Inox and up to 15% off on dining via the FedDelights Program. A 1% fuel surcharge waiver is available at authorized stations, and the card’s low 2% forex markup makes it ideal for frequent international transactions.