Federal Bank Imperio Credit Card
Joining Fee: No Joining Fee
Renewal Fee: No Annual Fee
Reward Type: Reward Points
Welcome Offer:
Amazon Gift Voucher: Receive an Amazon voucher worth ₹400 upon spending ₹5,000 within the first 30 days of card issuance.
Rewards Program:
Groceries & Healthcare: Earn 3 Reward Points for every ₹150 spent.
Utility Bill Payments: Earn 2 Reward Points for every ₹150 spent.
Other Categories: Earn 1 Reward Point for every ₹150 spent.
Redeeming Reward Points:
Redeem points on the Federal Rewards Portal, where 1 Reward Point equals ₹0.25 (4 Reward Points = ₹1).
Expiration: Points are valid for 3 years from the accrual date.
Redemption Fee: ₹99 + GST.
Milestone Benefits:
Receive a complimentary Big Basket gift voucher worth ₹300 for spending ₹50,000 or more in a quarter.
Movie & Dining Offers:
Movies: Buy 1 Get 1 Free on movie tickets via INOX and BookMyShow once per quarter.
Dining: Up to 15% discount on dining through the FedDelights Program, offering significant savings on restaurant bills.
Travel Benefits:
Domestic Lounge Access: Enjoy 2 complimentary domestic lounge visits per quarter, enhancing your travel experience.
Fuel Surcharge Waiver:
Surcharge Waiver: Receive a 1% waiver on fuel transactions made at authorized fuel stations in India.
Summary
The Federal Bank Imperio Credit Card is a lifetime free credit card that offers a wide range of benefits tailored to family-oriented individuals. With rewards of up to 3 Reward Points per ₹150 spent, the card provides great savings on categories like groceries, healthcare, and utilities. Cardholders can enjoy exclusive entertainment perks, including Buy 1 Get 1 Free movie tickets on INOX and BookMyShow once every quarter, as well as 15% discounts on dining through the FedDelights program. The card also offers complimentary domestic airport lounge access, with 2 free visits per quarter, and a 1% fuel surcharge waiver at authorized fuel stations. Additional benefits include Amazon gift vouchers worth ₹400 as a welcome bonus for spending ₹5,000 within the first 30 days and milestone benefits such as Big Basket vouchers for quarterly spending above ₹50,000. With no joining or annual fees, this card is ideal for families looking to maximize savings on everyday expenses, travel, and entertainment.