Fibe Axis Bank RuPay Credit Card
Joining Fee: ₹0
Renewal Fee: ₹0
Best Suited For: Shopping
Reward Type: Cashback
Cashback Rewards
Entertainment, Commute, and Food Delivery:
Earn up to 3% cashback on these categories.
All Other Transactions:
Receive 1% cashback on all other purchases.
Minimum Transaction Limit:
Cashback is not applicable on transactions of less than ₹100.
Non-Eligible Transactions for Cashback:
Cashback does not apply to cash withdrawals, wallet reloads, fuel spends, gift card purchases, EMI transactions, rental payments, insurance payments, and government service payments.
Cashback Cap: Maximum cashback amount is ₹1,500 per statement cycle.
Dining Benefits
Get a 15% discount (up to ₹500) at over 1,000 restaurants through the Axis Bank Dining Delights Program.
Fuel Surcharge Waiver
Fuel Transactions:
Avail a 1% fuel surcharge waiver on transactions ranging from ₹400 to ₹5,000.
The maximum waiver amount is capped at ₹400.
Finance & Forex Charges
Rental Payments and Transactions:
1% charge applicable, with a maximum cap of ₹1,500.
Foreign Transactions:
A fee of 3.5% is charged on all international transactions.
Summary
The cashback rewards for the credit card include up to 3% on entertainment, commute, and food delivery expenses, and 1% on all other transactions, with a minimum transaction limit of ₹100 for cashback eligibility. Entertainment expenses also qualify for up to 3% cashback, while dining at over 1,000 restaurants offers a 15% discount (up to ₹500) through the Axis Bank Dining Delights Program. Fuel transactions receive a 1% surcharge waiver, capped at ₹400 for amounts between ₹400 and ₹5,000. The card has no annual or renewal fees, but charges 1% on rental payments (max ₹1,500), 3.5% on foreign transactions, and a maximum cashback limit of ₹1,500 per statement cycle. Cashback is excluded on cash withdrawals, wallet reloads, fuel, gift cards, EMI transactions, rental payments, insurance, and government services.