Welcome Benefits

Upon spending ₹1.5 lakh within 90 days of card issuance, cardholders can enjoy the following complimentary memberships:

Amazon Prime Membership:

Enjoy benefits like free and fast delivery, access to Prime Video, ad-free music, and more.

Validity: Annual Membership.

Club Marriott Membership:

Get up to 25% off on food and beverages at participating hotels in India, with a maximum of 20 guests.

Avail up to 20% off on food and beverages at participating hotels in the Asia Pacific region.

Enjoy up to 20% off on spa services and up to 15% off on orders via Marriott Bonvoy on Wheels.

Swiggy One Membership: Get complimentary swiggy one annual membership

Rewards Structure

General Spends:Earn 5 Reward Points for every ₹150 spent on most transactions.

SmartBuy Platform:Earn up to 10X Reward Points on spends made through the SmartBuy portal.

Dining:Earn 2X Reward Points on dining spends during weekends, equating to 10 Reward Points for every ₹150 spent.

Reward Points Validity:Reward Points are valid for 3 years from the date of accumulation.

Caps and Exclusions:A maximum of 75,000 Reward Points can be earned per statement cycle.

Insurance transactions have a cap of 5,000 Reward Points per day, while grocery spends are capped at 2,000 points per month.

Cashback redemption of Reward Points is limited to 50,000 Points.

Maximum Reward Points through SmartBuy are capped at 10,000 Points per month.

No Reward Points are awarded for fuel, Easy EMI, rent payments, government transactions, cash advances, payment of card fees, and e-wallet reloads.

Reward Redemption

The Reward Points earned through the Diners Club Black Metal Edition Credit Card can be redeemed in various ways:

Cashback: 1 Reward Point = ₹0.30.

Product Catalog: 1 Reward Point = up to ₹0.50.

Airmiles: 1 Reward Point = 0.5 to 1 Airmile.

SmartBuy (Flights/Hotels): 1 Reward Point = ₹1.

Milestone Benefits

Quarterly Milestone Bonus:

Earn a bonus of 10,000 Reward Points after spending ₹4 lakh in a calendar quarter. The bonus points will be credited within 10 days from the start of the next quarter.

Calendar quarters are defined as January-March, April-June, July-September, and October-December.

Dining Benefits

Good Food Trail Program:Avail up to 25% off on restaurant bills when you pay via Swiggy Dineout.

Earn 2X Reward Points (10 Reward Points) for every ₹150 spent on dining during weekends (Saturday and Sunday).

Travel Benefits

Unlimited Domestic Lounge Access:

Enjoy unlimited complimentary visits to domestic airport lounges across India. This benefit is available to both primary and add-on cardholders.

Unlimited International Lounge Access:

Receive unlimited complimentary international lounge access at airports worldwide, also available for both primary and add-on cardholders.

Golf Benefits

Complimentary Golf Games

Enjoy 6 complimentary golf games each quarter (24 games annually). To book, contact the concierge service at 1800118887.

Insurance Benefits

Air Accident Insurance: Coverage of ₹2 Crore.

Emergency Overseas Hospitalization: Coverage of up to ₹50 lakh.