HDFC Bank Harley Davidson Diners Club Credit Card
Joining Fee: ₹2,500 + GST
Renewal Fee: ₹2,500 + GST
Best Suited For: Movies | Shopping
Reward Type: Reward Points
Welcome Benefits
Annual Memberships: Complimentary annual memberships to Swiggy One and Times Now. These memberships offer perks such as free deliveries and exclusive content.
Harley Vouchers: Receive vouchers worth ₹750 for Harley Davidson products or services.
Rewards Rate
General Spend: Earn 4 Reward Points for every ₹150 spent on most transactions.
Food Delivery: Earn 20 Reward Points for each ₹150 spent on Zomato and Swiggy (capped at 2,500 Reward Points per month). For spends exceeding this cap, you earn 4 Reward Points for every ₹150.
Travel Bookings: Earn up to 10X Reward Points on hotel and flight bookings via the Smartbuy portal.
Reward Points Earning Cap
Maximum Reward Points: Up to 50,000 Reward Points can be earned in each statement cycle.
Points Validity: Reward Points are valid for 2 years from the date of accumulation.
Exclusions: No Reward Points are awarded for fuel purchases, cash advances, payments for outstanding balances, card fees, and transactions involving Smart EMI or Dial EMI.
Reward Redemption
Flight/Hotel Bookings via Smartbuy: 1 Reward Point is worth ₹0.50.
Cashback Redemption: 1 Reward Point is worth ₹0.20.
Privilege Dining Catalogue: 1 Reward Point equals ₹0.50.
Diners Club Privilege Reward Redemption Catalogue: 1 Reward Point equals ₹0.35.
Milestone Benefits
Quarterly Benefits: Spend ₹1.5 lakh in a calendar quarter to receive vouchers worth ₹1,500. Choose from brands like Barbeque Nation, Decathlon, Marriott Experience, O2 Spa, and Lakme Salon.
Quarterly Top Spender Program: The top 3 spenders each quarter are invited to exclusive Harley Davidson events. To qualify, spend at least ₹1.5 lakh in the calendar quarter.
Annual Top Spender Program: The top 2 annual spenders win a fully sponsored trip to the Harley Davidson Museum in Milwaukee. To be eligible, spend ₹7.5 lakh within the year.
Travel Benefits
10X Reward Points: Earn 10X Reward Points on flight and hotel bookings via the Smartbuy portal, which covers over 150 international and domestic destinations.
Airport Lounge Access: Enjoy 2 complimentary lounge visits each quarter at domestic and international airports. To avail this, spend ₹15,000 in the previous calendar quarter.
Dining & Movie Benefits
BOGO Offers: Get Buy-One-Get-One (BOGO) offers for movie bookings through BookMyShow.
5X Reward Points: Earn 5X Reward Points on spends made through Zomato and Swiggy.
Dining Discounts: Save up to 20% on restaurant bills via Swiggy Dineout. Payment must be made through the Swiggy app to avail this discount.
Top Features
Low Forex Charges: Benefit from a lower forex fee of 2% on international transactions, compared to the standard 3.5%.
Insurance Benefits:
Accidental Air Death Cover: ₹1 Crore.
Travel Insurance: ₹50,000 coverage for baggage delay.
Emergency Overseas Hospitalization: Up to ₹25 lakh.
Good Food Trail Program: Enjoy discounts of up to 20% on restaurant bills via Swiggy Dineout. Discounts are applicable when the payment is made through the Swiggy app.
Summary
The HDFC Bank Harley Davidson Diners Club Credit Card, with a ₹2,500 joining and renewal fee, is designed for Harley Davidson fans. It offers complimentary annual memberships to Swiggy One and Times Now and Harley vouchers worth ₹750. Earn 4 Reward Points per ₹150 spent generally, 20 points per ₹150 on Zomato and Swiggy (capped at 2,500 points monthly), and up to 10X points on Smartbuy travel bookings. Benefits include quarterly vouchers for ₹1,500 on spending ₹1.5 lakh, a chance to win a trip to the Harley Davidson Museum for annual top spenders, and two complimentary lounge visits per quarter. Enjoy a waiver of the renewal fee with ₹3 lakh annual spend and lower forex charges of 2%. The card also includes travel insurance, dining discounts, and exclusive rewards, making it ideal for those who frequently travel and dine out.