HDFC Bank Pixel Go Credit Card
Joining Fee: ₹250 + GST
Renewal Fee: ₹250 + GST
Reward Type: Cashback
Pixel Go Credit Card: Key Benefits
Joining & Annual Fee Waiver
Fee Waivers: Waive the joining fee by spending ₹10,000 within the first 90 days of card issuance. The renewal fee can be waived by spending ₹50,000 in the card anniversary year.
Cashback Program
1% Unlimited Cashback: Earn 1% cashback on all eligible spends.
Exclusions: Fuel Spends,Wallet Spends,Rent Payments,Government-Related Transactions,EMI Transactions,Purchases Converted to EMI Post Facto,Cash Advances,Payment of Outstanding Balances,Payment of Card Fees and Other Charges
Pixel Cashpoint Redemption
Cashpoint Accumulation: Cashback is earned as Pixel Cashpoints.
Redemption: Minimum of 500 Pixel Cashpoints required for redemption. 1 CashPoint = ₹1 PayZapp CashPoints.
Validity: Cashpoints are valid for 2 years from the date of accumulation.
No Earning Limit: There is no limit on the number of cashpoints you can earn per statement cycle.
Summary
The Pixel Go Credit Card offers attractive benefits with a focus on flexibility and value. You can waive the joining fee by spending ₹10,000 within the first 90 days and the renewal fee by spending ₹50,000 in the anniversary year. Enjoy unlimited 1% cashback on all eligible purchases, excluding fuel, wallet, rent, government transactions, EMI transactions, cash advances, and payments of outstanding balances. Cashback is earned as Pixel Cashpoints, with a minimum of 500 points required for redemption, valued at ₹1 per Cashpoint. Points are valid for 2 years and there’s no earning limit per statement cycle.