Welcome Benefits

Complimentary Club Marriott Membership and Taj Stay Voucher

• Club Marriott Membership: Enjoy discounts on dining, stays, and other privileges at Marriott hotels across Asia Pacific.
• Taj Stay Voucher: Worth ₹5,000, redeemable at Taj properties.
• Eligibility: Spend ₹1.5 lakh within the first 90 days from the card issuance to unlock these benefits.

Milestone Benefits

• Reward for High Spenders: Earn a ₹5,000 Taj Stay Voucher or SmartBuy Flight Voucher for every ₹5 lakh spent on the card.
• Maximum Annual Benefit: Earn up to 4 vouchers per year, valued at ₹20,000, upon reaching ₹20 lakh in spends.

Rewards Program

Accelerated Reward Points

Earn 5X Reward Points on eligible spends exceeding ₹50,000 per billing cycle in the following categories:

Bill Payments: Via Payzapp or SmartBuy.

Income Tax Payments: Advance tax or regular payments.

Hotel/Flight Bookings: Book through MakeMyTrip MyBiz.

Business Tools: Purchases like Tally, Microsoft Office 365, and Azure services.

Regular Reward Points

Earn 5 Reward Points per ₹150 spent on all other eligible spends.

Exclusions: Transactions on fuel, wallet loads, rent payments, education fees, and EMIs.

Reward Point Capping

Accelerated Rewards: Maximum of 10,000 RPs per billing cycle.

Insurance Premium Payments: Capped at 5,000 RPs per day.

Grocery Purchases: Limited to 2,000 RPs per month.

Other Exclusive Features

Dining Privileges

10% Discount on dining at partner restaurants through Swiggy Dineout.

20% Discount on food and beverages via Club Marriott Membership at participatinh hotels.

Unlimited Lounge Access

Domestic Lounge Access: Unlimited complimentary access to airport lounges in India.

International Lounge Access: Enjoy unrestricted global lounge access for stress-free travel.

Add-On Cardholders: These benefits extend to supplementary cardholders as well.

Access Criteria: Ensure a minimum of one transaction in the previous billing cycle to avail of this benefit.

Golf Privileges

Free Golf Games: Up to 6 complimentary rounds per quarter at 15+ courses in India and over 100 courses worldwide.

100% Green Fee Waiver: At select golf courses in India.

Golf Concierge: For booking or cancellation, contact 24/7 assistance at 1800 118 887 (India) or 022 42320226.

Wellness Benefits

Discounts at Spas and Salons: Avail of exclusive offers at leading wellness centers, gyms, and spas.

Reward Redemption Options

Cashback Against Statement: ₹0.30 per RP.

Flight/Hotel Bookings via SmartBuy: ₹1 per RP.

Business Tools: ₹1 per RP for software and services such as Cleartax, WeWork, Google Ads, etc.

Airmiles: Convert RPs into Club Vistara or KrisFlyer miles.

Product Catalog: Redeem for products and vouchers via NetBanking or SmartBuy (₹0.50 per RP).

Reward Redemption Capping & Validity

A minimum of 2,500 RPs is required for redemption.

Maximum of 75,000 RPs can be redeemed for travel bookings monthly.

Points are valid for 3 years.

How to Pay Taxes with the HDFC BizBlack Metal Card

Income Tax Payment

1. Log in to the Income Tax Portal.
2. Navigate to E-File > E-Pay Tax and select the payment type.
3. Enter payment details and choose a payment gateway.
4. Select Credit Card and input your BizBlack Metal Card details.

GST Payment

1. Log in to the GST Portal.
2. Go to Services > Payments > Create Challan and select the E-payment option.
3. Opt for Credit Card Payment and agree to the terms and conditions.
4. Enter your HDFC BizBlack card details to complete the payment.