HPCL Bank of Baroda ENERGIE Credit Card
Joining Fee: ₹499 + GST
Renewal Fee: ₹499 + GST
Reward Type: Reward Points
Welcome Offer
Joining Reward Points: Earn 2,000 Reward Points by spending ₹5,000 within 60 days of card issuance.
HP Pay Cashback: Get ₹100 cashback in the HP Pay app wallet after your first transaction of ₹1,000 or more using the app.
Reward Program
Fuel Transactions: Earn 24 Reward Points per ₹150 spent at HPCL fuel stations (capped at 1,000 Reward Points per statement cycle).
Groceries & Departmental Stores: Receive 10 Reward Points per ₹150 spent (capped at 1,000 Reward Points per statement cycle).
Other Purchases: Accumulate 2 Reward Points per ₹150 spent.
Additional Cashback: Get 1.5% cashback in Payback Points for purchases at HPCL fuel stations using the HP Pay app.
Reward Redemption
BoB Website: Redeem Reward Points for various products available on the BoB website.
Cash Redemption: Convert points to cash, with 1 Reward Point = ₹0.25.
Travel Perks
Airport Lounge Access: Access partnered domestic airport lounges once per quarter.
Movie Discounts
Paytm Movies: Enjoy a 25% discount (up to ₹100) on 2 movie tickets purchased via Paytm Movies.
Fuel Benefits
Fuel Surcharge Waiver: 1% waiver on fuel transactions between ₹400 and ₹5,000, capped at ₹100 per statement cycle. Includes fuel purchases made via the HP Pay app.
Renewal Fee Waiver
Spend-Based Waiver: Waive the annual renewal fee of ₹499 by spending ₹50,000 in an anniversary year.
Summary
The HPCL Bank of Baroda ENERGIE Credit Card, a co-branded offering, is ideal for Bank of Baroda customers who frequently use HPCL fuel stations. For a joining fee of ₹499, the card delivers accelerated reward points on fuel, groceries, and departmental store purchases. Additionally, cardholders enjoy great deals on movie ticket bookings and access to domestic airport lounges. This card is a valuable choice for those looking to maximize rewards on fuel and other transactions while benefiting from added perks.