HSBC Live+ Credit Card
Joining Fee: ₹999 + GST
Renewal Fee: ₹999 + GST
Reward Type: Cashback
Welcome Offer
₹1,000 Cashback: Earn ₹1,000 cashback as a welcome gift by spending ₹20,000 within the first 30 days of card issuance.
HSBC Live+ Credit Card Cashback Benefits
Accelerated Cashback: Enjoy 10% cashback on dining, grocery, and food delivery spends, capped at ₹1,000 per statement cycle.
Unlimited Cashback: Earn 1.5% unlimited cashback on all other transactions.
Exclusions: No cashback on fuel, e-wallets, property management fees, rental payments, education, government-related payments, insurance, jewelry, gambling, tolls, charity, money transfers, or wholesale club purchases.
Dining & Movie Offers
Movie Ticket Offer: Buy 2 movie tickets and get 1 free on BookMyShow when booking on Saturdays, applicable for any day of the week. Maximum ticket price for the free ticket is ₹250.
Dining Discount: Enjoy 30% off on dining at EazyDiner with your HSBC Live+ Credit Card.
Domestic Lounge Access
Free Lounge Access: Get 4 complimentary visits per year (1 per quarter) to domestic lounges across India.
Servicability
Applicants must reside in one of the following cities: Chennai, Gurgaon, Delhi NCR, Pune, Noida, Hyderabad, Mumbai, Bangalore, Kochi, Coimbatore, Jaipur, Chandigarh, Ahmedabad, or Kolkata.
Summary
If online shopping dominates your credit card spending, this card is definitely worth considering. The cashback is automatically credited back within 45 days of the statement date, eliminating the hassle of reward redemption and brand restrictions. Ideal for those who frequently spend on dining, groceries, and food delivery, this cashback credit card offers a generous 10% cashback on these categories. Key features include substantial cashback rewards, complimentary domestic lounge access, and a welcome benefit valued at ₹1,000.