HSBC Visa Platinum Credit Card
Joining Fee: No joining fee
Renewal Fee: No renewal fee
Reward Type: Reward Points
Reward System
Base Rewards: Earn 2 Reward Points for every ₹150 spent.
Accelerated Rewards: Earn 5x Reward Points after spending ₹4,00,000 in an anniversary year.
Reward Redemption Options
Flexible Redemption: Redeem points for gift vouchers, cosmetics, home appliances, donations, and more under the HSBC Credit Cards Rewards Programme.
AirMiles Conversion:Convert your reward points to AirMiles:
InterMiles: 2 Reward Points = 1 InterMile.
Singapore Airlines: 1 Reward Point = 1 KrisFlyer Mile.
British Airways: 1 Reward Point = 1 Avios Mile.
Taj InnerCircle Conversion: Convert 1,000 Reward Points to 1,000 Taj InnerCircle points.
Reward Point Value: Each reward point is equivalent to ₹0.37.
Welcome Benefits
₹500 Amazon Voucher: Earn an Amazon voucher worth ₹500 by spending ₹5,000 within 30 days of receiving your HSBC Visa Platinum Credit Card.
Milestone Benefits
Quarterly Cashback: Get ₹250 cashback for spending over ₹50,000 in a calendar quarter, up to ₹1,000 cashback annually.
Movie & Dining Offers
"Buy 1 Get 1" Movie Tickets: Avail a "Buy 1 Get 1" offer on movie tickets booked through BookMyShow on Saturdays. Maximum discount is ₹250 per ticket.
Exclusive Discounts on Tata CLiQ
Tata CLiQ Regular Discounts: Get 10% off up to ₹300 on a minimum spend of ₹1,000 once a month on Thursdays.
Tata CLiQ Electronics Discounts: Enjoy 10% off up to ₹1,500 on a minimum spend of ₹3,000 on electronics once a month on Thursdays.
Tata CLiQ Luxury Discounts: Avail 10% off up to ₹1,500 on a minimum spend of ₹5,000 once a month on the Tata CLiQ Luxury website on Thursdays.
Serviceability
Applicants must reside in one of the following cities: Chennai, Gurgaon, Delhi NCR, Pune, Noida, Hyderabad, Mumbai, Bangalore, Kochi, Coimbatore, Jaipur, Chandigarh, Ahmedabad, or Kolkata.
Summary
HSBC Bank introduces the HSBC Visa Platinum Credit Card, designed for those seeking a lifetime-free credit card with substantial savings potential. Despite having no joining fee, this card offers exclusive welcome benefits, making it a standout choice for maximum value.