ICICI Bank Coral Credit Card
Joining Fee: ₹500 + GST
Renewal Fee: ₹500 + GST (waivable on annual spend of Rs. 1.5 lakh)
Category - Reward Points
Rewards and Redemption
Earning Reward Points: Collect 2 Reward Points for every Rs. 100 spent on most categories, excluding fuel. Earn 1 Reward Point for every Rs. 100 spent on utility bills and insurance premiums.
Using Your Points: Redeem your Reward Points at a rate of 1 Point = Rs. 0.25. Points can be converted into cash or used for gift vouchers. To redeem, contact customer care at 080-4014-6444 or 1860-258-5000.
Milestone Rewards
Bonus Points Achievement: Earn 2,000 Reward Points by spending Rs. 2 lakh in an anniversary year. Additionally, earn 1,000 bonus Points for reaching Rs. 1 lakh. The annual cap for bonus Points is 10,000.
Travel Privileges
Complimentary Airport Lounge Access: Receive 1 free airport lounge visit per quarter with a minimum spend of Rs. 5,000 in the previous quarter.
Railway Lounge Access: Enjoy 1 complimentary visit per quarter to select railway lounges across India.
Dining Offers
Culinary Discounts: Get a minimum of 15% off on dining bills at over 2,500 partner restaurants, including popular spots like TGI Fridays, Café Coffee Day, Pizza Hut, and Mainland China.
Entertainment Perks
Movie Ticket Savings: Save 25% or up to Rs. 100 on the purchase of a minimum of 2 movie tickets via BookMyShow. This offer is available twice a month, subject to seat availability.
Annual Fee Waiver
Waiver on Renewal Fee: The Rs. 500 renewal fee is waived if you spend Rs. 1.5 lakh or more in the previous year.
Fuel Savings
Fuel Surcharge Waiver: Enjoy a 1% fuel surcharge waiver at HPCL petrol stations on transactions up to Rs. 4,000.
Summary
The ICICI Coral Credit Card is ideal for those who frequently dine out, watch movies, and travel within India. The reward structure, coupled with milestone benefits and lounge access, provides a well-rounded package for moderate spenders. If these align with your lifestyle, the Coral card could offer significant savings and benefits.