ICICI Bank HPCL Coral Credit Card
Joining Fee: ₹500 + GST
Renewal Fee: ₹500 + GST
Reward Type: Reward Points
ICICI Bank HPCL Coral Credit Card Rewards
Earn Reward Points: Receive 2 Reward Points for every ₹100 spent on retail purchases.
Fuel Cashback: Enjoy 2.5% cashback (up to ₹100) on fuel purchases of ₹500 or more at authorized HPCL outlets.
Exclusion for Fuel Purchases: Fuel transactions do not earn Reward Points.
Rewards Redemption
Easy Redemption: Redeem your Reward Points for various products, vouchers, and more at www.icicibank.com.
Redemption Process: Log in to www.icicibank.com, choose your preferred option for redemption, and complete the process.
Conversion Rate: 1 Reward Point is equivalent to ₹0.25.
Fuel Redemption Example: Redeem 2,000 Reward Points for ₹500 worth of fuel.
Lifestyle benefits
Movie Benefits: Get a 25% discount (up to ₹100) on purchasing at least two movie tickets. This offer is available twice a month on BookMyShow.
Dining Discounts: Avail up to a 15% discount on dining at over 800 participating restaurants through the Culinary Treats Programme.
Joining and Renewal Fee Waiver
Renewal Fee Waiver: The annual renewal fee of ₹199 is waived if you spend ₹50,000 or more in an anniversary year.
Fuel Surcharge Waiver
1% Surcharge Waiver: Get a 1% fuel surcharge waiver on transactions worth ₹4,000 or more at all HPCL petrol pumps.
Summary
The ICICI Bank HPCL Coral Credit Card is a top choice for fuel savings, offering reward points and flexible redemption options. With its partnership with HPCL, the card provides significant discounts on fuel purchases at HPCL pumps, making it ideal for frequent drivers. Beyond fuel, the card offers benefits across dining and entertainment categories, all for a nominal joining and renewal fee. Additionally, the renewal fee can be waived by spending ₹50,000 in an anniversary year, adding to the card’s appeal as a cost-effective option for maximizing savings.