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ICICI Bank HPCL Super Saver Credit Card

ICICI Bank HPCL Super Saver Credit Card
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Joining Fee: ₹500 + GST

Annual Fee: ₹500 + GST

Category: Reward Points

The ICICI Bank HPCL Super Saver Credit Card is designed to provide significant benefits, especially for frequent fuel users, while also offering rewards and perks across various spending categories. Here's a comprehensive overview of what this card has to offer:

Welcome Benefits

2,000 Bonus Reward Points: On paying the membership fee within 2 months and spending at least Rs. 5,000 within the first 45 days.

Rs. 100 Cashback: On the HP Pay app for the first fuel purchase of Rs. 1,000 or more.

Fuel Benefits

4% Cashback: On fuel purchases at HPCL pumps.

1% Fuel Surcharge Waiver: At HPCL pumps.

Maximum Benefit: Cashback is capped at Rs. 200 per month (for purchases up to Rs. 5,000).

Rewards on Other Purchases

5% Cashback: As Reward Points on departmental store and utility purchases (capped at 400 Reward Points per cycle).

2 Reward Points: Per Rs. 100 spent on all other domestic and international transactions.

Travel Benefits

Complimentary Domestic Lounge Access: 1 access per quarter at major airports in India under the Visa Domestic Lounge program. Requires a minimum spend of Rs. 5,000 in the previous quarter.

Entertainment Benefits

25% Discount: Up to Rs. 100 per transaction on movie tickets booked on BookMyShow and Inox. Benefit can be availed twice a month.

Dining Discounts: Under the ICICI Bank Culinary Treats Program.

Spends-Based Waiver:

Renewal Fee Waiver: If you spend Rs. 1.5 lakh or more in the previous year.

Additional Benefits

Road Assistance Service: Complimentary 24×7 road assistance including vehicle repair, key replacement, and flat tire support.

Reward Redemption

Conversion Rate: 1 Reward Point = Re. 0.25.

Redemption Fee: Rs. 99 per redemption request.

Redemption Options: Cash or other categories as specified.

Summary

The ICICI Bank HPCL Super Saver Credit Card stands out for its comprehensive benefits, particularly for those who frequently purchase fuel. The card offers up to 5% cashback on fuel, excellent rewards on other spending categories, and valuable travel and entertainment perks. With its relatively low annual fee and diverse benefits, it can be a strong choice for those looking to maximize savings on their regular expenditures.

If you’re a frequent fuel user or value the additional perks like lounge access and entertainment discounts, the HPCL Super Saver Credit Card could be a very good fit. Share your thoughts or experiences if you’re already using this card or consider applying if it meets your needs!