ICICI Bank Mine Credit Card
Joining Fee: Starter: ₹0, Pro: ₹49 per month, Premium: ₹149 per month
Renewal Fee: Starter: ₹0, Pro: ₹49 per month, Premium: ₹149 per month
Reward Type: Reward Points
ICICI Bank Mine Card Overview
The ICICI Mine Credit Card is a versatile offering with three plans—Starter, Pro, and Premium-that cater to different spending needs. Cardholders can choose the plan that best suits their lifestyle and enjoy various cashback benefits, exclusive discounts, and travel perks.
Starter Plan Features
1% Cashback on Retail Spending: Earn 1% cashback on all retail transactions, capped at Rs. 100 per month.
Exclusive Offers: Enjoy special deals on grocery, travel, food, fashion, and E-marketplace purchases using the ICICI Mine Credit Card.
Fuel Surcharge Waiver: Get a 1% surcharge waiver on fuel transactions at all HPCL petrol pumps.
Pro Plan Features
Enhanced Cashback:
1% cashback on all retail spends.
Up to 5% cashback on partner brands like Big Basket, Inox, Ola, PVR, Swiggy, Zomato, BookMyShow, Gaana, and Amazon Prime, with a cashback limit of Rs. 200 per month.
Monthly Fee Waiver: The monthly membership fee is waived if you spend Rs. 10,000 or more in the previous month.
Travel Discounts:1 complimentary domestic railway lounge access every month.
7% discount on hotel bookings (up to Rs. 5,000) and 4% off on flight bookings (up to Rs. 600) for existing Goibibo customers.
Exclusive Offers: Enjoy exclusive deals on grocery, travel, food, fashion, and E-marketplace purchases.
Premium Plan Features
Maximum Cashback:1% cashback on all retail spends.
5% cashback on partner brands like Big Basket, Inox, Ola, PVR, Swiggy, Zomato, BookMyShow, Goibibo, Myntra, Furlenco, Amazon, Gaana, and Amazon Prime, with a cashback limit of Rs. 750 per month.
Additional Discounts:
5% discount on Tata Cliq (up to Rs. 300) on a minimum spend of Rs. 1,000.
7% discount on hotel bookings (up to Rs. 5,000) and 4% off on flight bookings (up to Rs. 600) for Goibibo customers.
Travel Perks: 1 complimentary domestic airport lounge access and 1 railway lounge access every month.
Monthly Fee Waiver: The monthly membership fee is waived if you spend Rs. 20,000 or more in the previous month.
Exclusive Offers: Avail exclusive deals on grocery, travel, food, fashion, and E-marketplace purchases.
Rewards Redemption
Earning Mine Cash: Accumulate Mine Cash on your card spending, which can be redeemed in two ways:
Against Reward Catalog: 1 Mine Cash equals Re. 0.5 for redemption against the ICICI Bank Reward catalog.
Against Statement Balance: 1 Mine Cash equals Re. 1 when redeeming against your statement balance, with a minimum of 1,500 Mine Cash required for redemption
Summary
The ICICI Mine credit card offers an affordable option for those seeking a basic card with a good reward rate and flexible redemption options. You can redeem Mine Cash at 1 Mine Cash = ₹1 against your statement balance. Choose a plan that suits your needs and enjoy benefits like airport lounge access.