IDFC First Vistara Credit Card
Joining Fee: ₹4,999 + GST
Renewal Fee: ₹4,999 + GST
Reward Type: Reward Points
Welcome Benefits
Premium Economy Flight Ticket Voucher: Receive 1 complimentary voucher for a Premium Economy Vistara flight.
Class Upgrade Voucher: Get 1 complimentary voucher for an upgrade on your Air Vistara flights.
Club Vistara Silver Tier Membership: Enjoy a complimentary Silver Tier membership with Club Vistara.
EazyDiner Prime Subscription: Receive a complimentary 3-month subscription to EazyDiner Prime.
Note: These benefits are available upon paying the annual fees for the card.
Activation Bonus
Bonus CV Points: Earn up to 6,000 CV Points within the first 3 months by spending ₹30,000 in each of the first three billing cycles, with a bonus of 2,000 CV Points each month.
Reward Rate
Standard Reward Rate:
6 CV Points for spends up to ₹1 Lakh per statement cycle.
4 CV Points for spends over ₹1 Lakh per statement cycle.
Special Reward Rate:
10 CV Points on dining expenses made on your birthday.
Other Rewards:
1 CV Point on spends for fuel, utility bills, rent, insurance, and wallet reloads.
CV Points are earned at a rate of 1 CV Point per ₹200 spent.
Exclusions: Cash withdrawals and EMI transactions do not earn CV Points.
Credit Timing: CV Points are credited to your account within 5 days of the credit card statement generation.
| Annual Spend Target | Reward |
|---|---|
| ₹1.5 Lakhs | 1 Complimentary Premium Economy Vistara Flight Ticket Voucher |
| ₹3 Lakhs | 2nd Complimentary Premium Economy Vistara Flight Ticket Voucher |
| ₹4.5 Lakhs | 3rd Complimentary Premium Economy Vistara Flight Ticket Voucher |
| ₹9 Lakhs | 4th Complimentary Premium Economy Vistara Flight Ticket Voucher |
| ₹12 Lakhs | 5th Complimentary Premium Economy Vistara Flight Ticket Voucher |
Maximum Reward: Up to 5 Premium Economy Vistara flight ticket vouchers can be earned per card anniversary year based on achieving the spend milestones.
Travel Benefits
Domestic Lounge and Spa Access: Enjoy 2 complimentary domestic airport lounge and spa accesses per quarter.
International Lounge Access:Receive 1 complimentary international airport lounge access per quarter.
Activation Requirement: To activate complimentary lounge access, spend a minimum of ₹5,000 in a month. Check the list of domestic lounges available for access.
Golf Privileges
Green Fees: Get 4 complimentary green fees for golf rounds per year, with a maximum of one round per month.
Golf Lessons: Receive 12 complimentary golf lessons per year, with a maximum of one lesson per month.
Discounted Green Fees: Enjoy a 50% discount on green fees after using your complimentary sessions.
Exclusive Offers at Premium Brands
Merchant Offers: Access over 300 exclusive merchant offers throughout the year.
Restaurant Discounts: Get up to 20% off at over 1,500 restaurants.
Health and Wellness Discounts: Save up to 15% at over 3,000 health and wellness outlets.
Insurance Coverage
CFAR Trip Cancellation Cover: Receive a refund of up to ₹10,000 on canceling flight and hotel bookings made with the card, applicable to 2 cancellations per year.
Additional Coverage:
Air Accident Insurance: ₹1 Crore.
Personal Accident Cover: ₹10 Lakhs.
Lost Card Liability: ₹50,000.
Travel-Related Cover: Up to USD 1,200 for check-in baggage loss, baggage delay, flight delay, and loss of travel documents.
Summary
Air Vistara, a leading airline in India, has partnered with IDFC First Bank to launch the Club Vistara IDFC First Credit Card, competing with existing co-branded offerings from Axis Bank and SBI. This card, with an annual fee of ₹4,999 plus taxes, provides significant value for loyal Vistara customers. Benefits include complimentary flight tickets, class upgrade vouchers, and bonus CV Points. Additionally, cardholders enjoy access to both domestic and international airport lounges, complimentary golf rounds, and exclusive travel-related insurance perks.