IDFC HPCL FIRST Power Credit Card
Joining Fee: ₹199 + GST
Renewal Fee: ₹199 + GST
Reward Type: Reward Points
Reward Points Accrual
Fuel Rewards:
Save 5% on Fuel Expenses up to ₹5,000 per month, offering significant savings on your regular fuel purchases.
Earn 2.5% Rewards on LPG and HPCL fuel transactions, with 15 Rewards for every ₹150 Spent.
Receive 1.5% Payback Rewards when making payments through the HP Pay App, with 6 Payback Rewards for every ₹100 Spent.
Enjoy a 1% Fuel Surcharge Waiver to further reduce your fuel-related expenses.
Utility and Grocery Rewards:
Accumulate 2.5% Rewards on utility and grocery spending, up to ₹4,000 per month, earning 15 Rewards for every ₹150 Spent.
IDFC FASTag Recharge:
Get 2.5% Rewards on FASTag recharges, up to ₹2,000 per month, making it easier to save on toll expenses.
Retail Spending:
Earn 2x Rewards on all other retail purchases, allowing you to maximize rewards on everyday spending.
Travel Perks
Roadside Assistance: Benefit from complimentary roadside assistance valued at ₹1,399, available up to 4 Times Annually for added peace of mind on the road.
ZoomCar Discount: Enjoy a ₹500 Discount on rentals with ZoomCar, making car rentals more affordable.
Car Rental Savings: Receive a 50% Discount on both international and domestic car rentals with Europcar and Eco Rent-A-Car, enhancing your travel experience.
Rewards Redemption Options
Instant Payments: Use your Reward Points for Immediate Payment at select merchants, applicable for both online and offline transactions, offering flexibility in how you use your rewards.
Vouchers and Catalog: Redeem your points for Membership and Gift Vouchers from your favorite brands or for products listed on IDFC Bank’s Reward Redemption Catalog Portal, providing a range of options to use your rewards.
Dining Savings
Swiggy Discount: Get ₹150 Off on Swiggy orders exceeding ₹500, adding value to your dining experiences.
EMI Advantages
EMI Conversion: Easily convert your purchases and card balances into EMIs, providing you with a manageable payment option.
First EMI Cashback: Receive 5% Cashback up to ₹1,000 on the value of your first EMI transaction, offering immediate savings on your EMI purchases.
Insurance Coverage
Personal Accident Insurance: Enjoy a ₹2 Lakhs Cover for personal accidents, offering financial protection in case of unforeseen events.
Lost Card Liability: Get a ₹25,000 Cover for lost card liability, providing peace of mind if your card is lost or stolen.
Summary
The IDFC HPCL FIRST Power credit card, including the Power+ variant, is designed to transform how users manage their mobility and fuel expenses, offering enhanced organization of spending. This co-branded card not only provides significant fuel savings but also delivers lifestyle and utility benefits, along with appealing welcome and merchant offers. Cardholders can save nearly ₹7,000 annually and earn up to 65 liters of fuel. Additionally, reward points on this card never expire and can be redeemed for a variety of products and vouchers.