IDFC HPCL First Power Plus Credit Card
Joining Fee: ₹499 + GST
Renewal Fee: ₹499 + GST
Reward Type: Reward Points
Welcome Benefits
Fuel Cashback: Up to ₹500 cashback on your first HPCL fuel transaction over ₹500.
EMI Cashback: Receive up to 5% cashback (capped at ₹1,000) on the transaction value of your first EMI.
Rewards Rate
Fuel Rewards: Earn 30X Reward Points on HPCL Fuel, up to 2,400 points (₹600) per statement cycle.
Grocery and Utility Rewards: Save up to 5% on grocery and utility bills up to ₹2,000 per month.
FASTag Rewards: Save up to 5% on IDFC FIRST FASTag recharge, capped at ₹1,000 per month (30 reward points for every ₹150 spent).
Retail Transaction Rewards: Earn 3X rewards on all other retail transactions (3 reward points for every ₹150 spent).
Reward Points Value: 1 Reward Point equals ₹0.25.
Note: Rewards are not applicable to HPCL fuel and LPG expenses beyond the maximum monthly capped amount.
Movie and Dining Offers
Movie Discount: Get up to 25% off on movie tickets, capped at ₹100 once per month via the Paytm Mobile App using the promo code “IDFCCCFM.”
Dining Discount: Enjoy up to ₹150 off on Swiggy orders above ₹500.
Travel Benefits
Roadside Assistance: Complimentary roadside assistance worth ₹1,399, available four times a year.
ZoomCar Discount: ₹1,000 off on ZoomCar rentals using code ALIDFCFIRST when paying with the IDFC First Power Plus Credit Card.
Car Rental Discount: Up to 50% off on chauffeur-driven car rentals with Eco Rent-A-Car and Europcar.
Domestic Lounge Access
Complimentary Lounge Access: Access domestic airport lounges once every quarter upon reaching a minimum monthly spend of ₹20,000.
UPI Rewards
RuPay Network UPI Integration: Link your card to UPI apps like GooglePay, PhonePe, Cred, and Paytm. Earn 3X Reward Points on all UPI transactions (excluding fuel, insurance, and EMI).
Unlimited UPI Rewards: No cap on the number of UPI Reward Points you can earn.
Insurance Benefits
Personal Accident Coverage: Benefit of ₹2,00,000 in case of a personal accident.
Card Liability Coverage: ₹25,000 coverage on lost cards.
Summary
The IDFC Bank HPCL First Power Plus Credit Card, launched in collaboration with HPCL, is one of IDFC First Bank’s initial offerings designed specifically for fuel users. This card excels in providing rewards for regular refuels, making it an ideal choice for frequent travelers and those who often need to refuel. Beyond fuel savings, the card offers a range of additional benefits, including discounts on Swiggy, movie tickets, and rental cars. Moreover, it enhances the cardholder's experience with lifestyle perks like complimentary airport lounge access, making it a versatile option for everyday spending and travel needs.