Welcome Benefits

Choice of Welcome Gift:

Oberoi Hotels & Resorts Vouchers: Receive vouchers worth Rs. 50,000 that can be used at any Oberoi Hotels & Resorts, offering luxurious stays and experiences.

Montblanc Vouchers: Enjoy Rs. 50,000 worth of vouchers to spend on Montblanc's premium writing instruments, watches, and accessories.

Combination Vouchers: Opt for a mix of Rs. 25,000 in Montblanc vouchers and Rs. 25,000 in Oberoi Hotel vouchers, allowing you to enjoy both luxury shopping and stays.

Rewards Program

Domestic Spending Rewards:

Earn 1 Reward Point for every Rs. 100 spent on domestic purchases, including retail, dining, and more.

International Spending Rewards:

Earn 3 Reward Points for every Rs. 100 spent on international transactions, making it ideal for frequent travelers.

Selected Categories Rewards:

Earn 0.70 Reward Points per Rs. 100 spent on government services, utility bill payments, insurance premiums, and educational fees, providing some rewards even on essential expenditures.

Reward Points Redemption

Flexible Redemption Options:

Air Miles Conversion: Convert Reward Points into air miles with partner airlines at a rate of 1 Reward Point = 1 Air Mile, perfect for frequent flyers.

Cash Credit Redemption: Redeem Reward Points as cash credit at a rate of 1 Reward Point = Re. 1, offering direct savings on your card statement.

Product Redemption: Use Reward Points to redeem various products available at IndusMoments, adding value through tangible rewards.

Redemption Limit: A maximum of 30,000 Reward Points can be redeemed in each statement cycle, allowing for significant rewards within a single period.

Redeem by Phone: Call 1860 267 7777 to redeem your Reward Points for various options.

Travel Benefits

Unlimited Domestic Lounge Access:

Enjoy complimentary access to domestic airport lounges across India, providing a comfortable and relaxing space to unwind before your flight.

Hertz Car Rental Discounts:

10% Discount on Standard Rates: Save on car rentals globally with a 10% discount on Hertz's standard rates.

Free Additional Driver: Include a partner or friend as an additional driver at no extra cost.

Car Class Upgrade: Get a complimentary upgrade to the next car class when you rent for five consecutive days or more.

Dining Privileges

Complimentary EazyDiner Prime Membership:

Enjoy exclusive access to EazyDiner Prime, which offers discounts of up to 50% at premium restaurants across India and Dubai, along with a bonus of 2000 EazyPoints for additional savings.

Sumptuous Beginnings Program:

Receive Rs. 3,000 off on dining through the Sumptuous Beginnings program. This benefit can be availed once every six months, with one coupon usable per transaction, making your dining experiences more affordable.

Movie Privileges

Buy 1 Get 1 Free Movie Ticket:

Purchase one movie ticket and get another free, with the free ticket value capped at Rs. 700, making your movie outings more economical.

BookMyShow Discount: Enjoy a flat 20% discount on event and movie bookings made through BookMyShow, adding extra savings to your entertainment expenses.

Monthly Free Tickets: Avail up to 3 free movie tickets per month, making it easier to enjoy your favorite films.

Golf Privileges

Complimentary Golf Lessons:

Receive 3 free golf lessons every calendar month, helping you improve your game at no extra cost.

Complimentary Golf Games:

Play 3 free rounds of golf each month, allowing you to enjoy this exclusive sport without additional expenses.

Insurance Coverage

Accidental Air Death Coverage:

Benefit from a substantial coverage of Rs. 2.5 crores in the unfortunate event of accidental air death, providing financial security to your family.

Delayed Baggage Coverage:

Receive up to Rs. 5,000 in compensation for delayed baggage, helping cover the costs of essential items until your luggage arrives.

Lost Travel Documents Coverage:

Get coverage of up to Rs. 50,000 for the loss of important travel documents, ensuring you can replace them without financial strain.

Lost Baggage Coverage:

Claim up to Rs. 1 lakh in case your baggage is lost during travel, helping you recover the cost of lost belongings.

Lost Ticket/Missed Connection Coverage:

Avail coverage of up to Rs. 25,000 for lost tickets or missed connections, minimizing the impact of travel disruptions.

Annual Fee Waiver

Annual Fee Waiver on Spending:

The annual fee of Rs. 5,000 can be waived if you spend Rs. 10 lakhs or more in the preceding year, allowing you to enjoy the card’s benefits without the recurring fee.

Fuel Surcharge Waiver

1% Fuel Surcharge Waiver:

Get a 1% waiver on fuel surcharges for transactions between Rs. 400 and Rs. 4,000 at all fuel stations, reducing the cost of fuel purchases.

Zero Liability Protection

Protection Against Lost or Stolen Cards:

IndusInd Bank offers zero liability protection for unauthorized transactions made on your Celesta Card after you report it as lost or stolen, ensuring your finances are secure.