IndusInd Bank Crest Credit Card
Reward Points
Earning: Earn 0.70 Reward Points per Rs. 100 spent on both international and domestic transactions. Note that points are not awarded for rental payments, utility bills, education fees, or insurance premiums.
Redemption: Redeem Reward Points through various options at Indus Moments, transfer them to AirMiles programs (1 RP = 1 AirMile), or convert them to cash credit (1 RP = Rs. 0.75). The maximum redemption limit for cash credit is 30,000 points per statement cycle.
Travel Benefits
AirMiles Redemption: Reward Points can be converted into AirMiles with partner airlines, enhancing your travel flexibility.
Lounge Access: Enjoy LoungeKey membership, which provides 2 complimentary international lounge visits per quarter per guest. Additionally, receive 2 free domestic lounge accesses every quarter through the MasterCard India Lounge program.
Airport Services: Get a 15% discount on Meet and Greet services with the Mastercard Airport Concierge, and access premium airport services such as private lounges, chauffeured cars, and direct delivery to the arrival lounge.
Global Roaming: Benefit from global data roaming with Flexiroam, making international travel more convenient.
Dining Benefits
Club ITC Culinaire: Access discounts on dining bills with the Club ITC Culinaire membership.
Green Points: Earn 25% Green Points on eligible food and beverage spends at ITC Hotels and Welcome Hotels. Additionally, enjoy 20% savings on dining at Fortune and WelcomHeritage Hotels.
Bonus Green Points: Receive 1,000 bonus Green Points for every Rs. 25,000 spent on food and beverages, up to a maximum of Rs. 1,00,000. Also, get a 50% bonus on Green Points during your or your spouse’s birthday week.
Movie Benefits
Buy One, Get One Free: Purchase a movie ticket from BookMyShow and get another ticket free, with a maximum of 3 tickets per month. Discounts are capped at Rs. 700 per ticket, with an additional Rs. 50 off on food and beverage options.
Event Discounts: Enjoy 20% off on theatre and event bookings through BookMyShow, with a maximum discount of Rs. 700.
Golf Privileges
Golf Games and Lessons: Receive 3 complimentary golf games and 3 golf lessons every month with the exclusive Golf Program. Additionally, get 12 complimentary rounds of green fees and 12 golf lessons annually (3 per quarter) with the MasterCard golf Program.
Guest Green Fees: Avail 4 complimentary green fees for guests annually (limited to 1 per quarter).
Private Club Access: Access to TPC private golf courses in the USA, offering over 15 premium properties and an experience akin to professional golfers.
Insurance Benefits
Personal Air Accident Cover: Receive complimentary insurance coverage for personal air accidents up to Rs. 2.5 crores.
Lost Card Protection: Enjoy lost card liability protection for up to 48 hours before reporting the card loss.
Additional Benefits
Crest Auto Assist: Call for roadside assistance anytime, including services such as roadside repair, emergency fuel supply, battery service, and flat tire help.
Advance Medical Access: Obtain complimentary access to a network of top 50,000 doctors worldwide.
Summary
The IndusInd Bank Crest Credit Card offers a compelling array of benefits, particularly in travel, dining, and lifestyle perks, making it a notable choice despite its high membership fee. With attractive features such as comprehensive travel rewards, high reward rates on both domestic and international spends, and premium services like global lounge access and exclusive golf privileges, it caters well to high-net-worth individuals who seek to maintain a luxurious lifestyle. This card stands out for those who prioritize elite benefits and are willing to invest in premium offerings.