Welcome Benefits

Zomato Gold Membership: Enjoy a 3-month Zomato Gold membership, which includes unlimited free delivery on orders over ₹199, up to 30% discount on online orders, VIP access during peak times, and up to 40% off at dining partners across India.

Milestone Benefits

Times Prime Membership: Spend ₹2 lakh within a card anniversary year to receive a complimentary Times Prime membership worth ₹1,199. Activate the membership by downloading the app and using the voucher code sent via SMS or email.

Cashback on Early Payments

Early Payment Cashback: Earn 5% cash back annually when you pay your credit card bill within seven days of its generation.

Rewards Structure

Transaction-Based Rewards: Accumulate Reward Points based on transaction frequency within a statement cycle. Earn 4 Reward Points for the first to fourth transactions, 8 Reward Points for the fifth to tenth transactions, and 10 Reward Points for each subsequent transaction, with a minimum transaction value of ₹500 required.

Loyalty-Based Rewards

12-Month Loyalty Rewards: Make at least one transaction each month for 11 consecutive months to qualify for 2X Reward Points in the 12th month. This includes earning 8 Reward Points for the first to fourth transactions, 16 Reward Points for the fifth to tenth transactions, and 20 Reward Points for each transaction beyond the tenth.

Reward Redemption

Flexible Redemption Options: Redeem Reward Points through IndusMoments for hotels, flights, and more. Alternatively, convert Reward Points into cash credit at a rate of 1 RP = ₹0.35, or redeem for Airmiles with a conversion rate of 3 RPs = 1 Airmile. Accelerated Reward Points can be redeemed in the following statement cycle.