Rewards Structure

Weekday Spending: 0.75 Reward Points per ₹100.

Weekend Spending: 1 Reward Point per ₹100.

Utility Payments: 0.70 Reward Points per ₹100.

Rewards Redemption

InterMiles: 1 RP = 1 InterMile.

Club Vistara Points: 1 RP = 1 Club Vistara Point.

Cash Value: 1 Reward Point = ₹1.

Fees and Charges

Joining Fee: ₹3,499 (one-time).

Interest Rate: 3.83% per month.

Foreign Currency Markup: 3.5%.

Cash Advance Fee: 2.5% of the amount, minimum ₹300.

Welcome Benefits

Montblanc Selection: Choose from exclusive Montblanc watches, writing instruments, and jewelry.

Luxe Gift Card: ₹5,000 card for 30 luxury brands.

Postcard Hotel Voucher: Complimentary luxury hotel stays in India.

Gift Cards & Vouchers: For Amazon, Flipkart, Zee5, Big Bazaar, Apollo Pharmacy, BIBA, OLA Cabs, Uber, and more.

Additional Vouchers: Discounts at BATA, ALDO, Vero Moda, Titan, William Penn, and Pantaloons.

Travel Benefits

Priority Pass Membership: Complimentary for cardholder and add-on, saving ₹13,266/year (US $99 *2). Lounge visits cost US $27 + GST each.

Movie Benefits

Buy 1 Get 1 Free: On movie tickets via BookMyShow, up to ₹200 value. Pay the difference for higher-priced tickets.

Entertainment Discounts: 20% off (up to ₹200) on digital workshops, music, and comedy shows.

Golf Benefits

Golf Game: 1 complimentary game per quarter at select clubs.

Golf Lesson: 1 complimentary lesson per quarter.

Concierge Services

Travel Assistance: Includes flight booking, hotel reservations, exclusive bookings, and gift arrangements.

Insurance Benefits

Accidental Air Death: ₹25 lakhs coverage.

Lost Baggage: ₹1,00,000 coverage.

Delayed Baggage: ₹25,000 coverage.

Loss of Passport: ₹50,000 coverage.

Lost Ticket: ₹25,000 coverage.

Missed Connection: ₹25,000 coverage.

Fuel Surcharge Waiver

Fuel Transactions: 1% waiver for transactions between ₹400 and ₹4,000.