IndusInd Bank Pinnacle World Credit Card
Joining Fee: ₹14,999 + GST
Renewal Fee: No renewal fee
Reward Type: Reward Points
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Welcome Benefits
Upon joining the IndusInd Bank Pinnacle Credit Card, you can select one of the following welcome gifts:
Oberoi Hotel Voucher: Valid for 6 months, with a maximum of 2 vouchers usable per transaction.
Montblanc India Voucher: Complimentary stay gift valid for 6 months.
Shopping Voucher: Redeemable at exclusive partners such as Bata, Pantaloons, Charles & Keith, and Hush Puppies.
Luxe Gift Card: Worth ₹5,000, redeemable until the total value is exhausted.
Postcard Hotel Voucher: Complimentary and included with the card.
Credit Card Rewards
E-Commerce Transactions: Earn 2.5 Reward Points for every ₹100 spent.
Travel-Related E-Commerce: Earn 1.5 Reward Points for every ₹100 spent.
All Other Purchases: Earn 1 Reward Point for every ₹100 spent.
Reward Points Redemption
Cash Credit: 1 Reward Point = ₹1.
InterMiles: 1 Reward Point = 1 InterMile.
Club Vistara Points: 1 Reward Point = 1 CV Point.
Redemption Limit: A maximum of 25,000 Reward Points can be redeemed per statement cycle.
Movie Benefits
Buy 1 Get 1 Offer: Enjoy a “Buy 1 Get 1” movie ticket offer up to three times a month, with a maximum benefit of ₹200 each time.
BookMyShow Discounts: Receive a 20% discount on non-movie bookings, with a maximum discount of ₹200.
Airport Lounge Access
Priority Pass Membership: Includes 2 complimentary international lounge visits per quarter. Additional visits via Priority Pass are charged at $27 per person.
Domestic Lounge Access: One complimentary visit per quarter with the Mastercard lounge program.
Golf Benefits
Golf Lessons: Enjoy 4 complimentary golf lessons each month.
Golf Games: Play 2 complimentary golf games per month at select golf courses in India.
Insurance Benefits
Accidental Air Death: Coverage of ₹25 lakhs.
Lost Ticket/Missed Connection: Coverage of ₹25,000.
Loss of Passport: Coverage of ₹50,000.
Lost Baggage: Coverage of ₹1 lakh.
Delayed Baggage: Coverage of ₹25,000.
Fuel Surcharge Waiver
Fuel Transactions: Get a 1% waiver on fuel surcharge for transactions between ₹400 and ₹4,000 at all fuel stations in India.
Summary
The IndusInd Bank Pinnacle MasterCard Credit Card is ideal for frequent online shoppers, offering 2.5x Reward Points on online transactions. These points can be redeemed for statement cash at a favorable rate of 1 RP = ₹1. Cardholders can also save up to ₹600 per month on movies, totaling ₹7,200 annually. With a one-time fee of ₹13,000, the card provides a range of benefits including exciting gift vouchers, complimentary Priority Pass access, and free golf sessions. A standout feature is its lack of a pre-set credit limit. Additionally, the card offers valuable insurance coverage and a fuel surcharge waiver, enhancing its appeal