IndusInd Bank Pioneer Legacy Credit Card
Joining Fee: ₹45,000 + GST
Renewal Fee: 0
Reward Type: Reward Points
Welcome Benefits
Oberoi Hotel E-Gift Voucher: Receive as a welcome gift.
Luxe Gift Card: Premium access to 30+ luxury brands with a gift card worth ₹5,000.
Voucher Validity: Both vouchers are valid for 6 months from the issuance date.
Redemption: Up to 2 Oberoi vouchers can be redeemed per reservation; multiple redemptions allowed for the Luxe voucher up to its cash value.
Rewards Program
Weekend Spending: Earn 2 Reward Points for every ₹100 spent on weekends (Saturday and Sunday).
Weekday Spending: Earn 1 Reward Point for every ₹100 spent on weekdays (Monday to Friday).
No Fuel Rewards: Reward points are not accrued on fuel transactions.
Reward Points Redemption
AirMiles: 100 Reward Points = 100 Intermiles.
Cash Credit: 1 Reward Point = ₹1 cash value.
Indus Moments Portal: Redeem points for special gifts/vouchers.
AirMiles Limitation: Redemption only in multiples of 100 Reward Points.
Milestone Benefits
Bonus Points: 6,000 bonus Reward Points on spending ₹6 lakhs annually.
Eligibility: Available to both primary and add-on cardholders.
Points Crediting: Bonus points credited within one year from card issuance.
Movie Perks
BookMyShow Offer: Buy one movie ticket, get the second one free (three times a month).
Ticket Cap: Complimentary ticket value capped at ₹200.
Non-Movie Discounts: 20% discount on non-movie bookings up to ₹200.
Travel Benefits
Domestic Lounge Access: 4 complimentary accesses per year (1 per quarter).
International Lounge Access: 8 complimentary accesses per year (2 per quarter).
Priority Pass: Complimentary membership with a USD 27 usage fee for lounge access.
Golf Benefits
Golf Games: 4 complimentary games each month.
Golf Lessons: 4 complimentary lessons each month.
Locations: Available at select locations including Ahmedabad, Bengaluru, Chennai, Delhi NCR, Hyderabad, Mumbai, and Pune.
Insurance Coverage
Accidental Air Death: Coverage of ₹25 lakhs.
Lost Baggage: Coverage of ₹1,00,000.
Delayed Baggage: Coverage of ₹25,000.
Lost Passport: Coverage of ₹50,000.
Lost Ticket: Coverage of ₹25,000.
Missed Connection: Coverage of ₹25,000.
Fuel Surcharge Waiver
Waiver: 1% surcharge waiver on fuel transactions between ₹400 and ₹4,000 at all fuel stations in India.
Low Forex Fee
Markup Fee: Only 1.8% on foreign currency transactions, allowing more savings on international purchases.
Additional Benefits
Auto Assistance: Emergency services like fuel supply, roadside repair, and lost keys.
No Cash Advance Charges: No fees for cash advances.
24×7 Concierge Services: Around-the-clock concierge support for various needs.
Summary
The IndusInd Bank Pioneer Legacy Credit Card offers a host of benefits, including 2x reward points on weekend spending and 6,000 bonus points annually, which can be redeemed as ₹6,000 in cash credit. With perks like complimentary lounge access, golf privileges, and movie discounts, it's ideal for those seeking a premium experience. The low forex markup fee and zero cash advance charges make it an attractive choice for frequent travelers and spenders.