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IndusInd Bank Pioneer Legacy Credit Card

IndusInd Bank Pioneer Legacy Credit Card
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Joining Fee: ₹45,000 + GST

Renewal Fee: 0

Reward Type: Reward Points

Welcome Benefits

Oberoi Hotel E-Gift Voucher: Receive as a welcome gift.

Luxe Gift Card: Premium access to 30+ luxury brands with a gift card worth ₹5,000.

Voucher Validity: Both vouchers are valid for 6 months from the issuance date.

Redemption: Up to 2 Oberoi vouchers can be redeemed per reservation; multiple redemptions allowed for the Luxe voucher up to its cash value.

Rewards Program

Weekend Spending: Earn 2 Reward Points for every ₹100 spent on weekends (Saturday and Sunday).

Weekday Spending: Earn 1 Reward Point for every ₹100 spent on weekdays (Monday to Friday).

No Fuel Rewards: Reward points are not accrued on fuel transactions.

Reward Points Redemption

AirMiles: 100 Reward Points = 100 Intermiles.

Cash Credit: 1 Reward Point = ₹1 cash value.

Indus Moments Portal: Redeem points for special gifts/vouchers.

AirMiles Limitation: Redemption only in multiples of 100 Reward Points.

Milestone Benefits

Bonus Points: 6,000 bonus Reward Points on spending ₹6 lakhs annually.

Eligibility: Available to both primary and add-on cardholders.

Points Crediting: Bonus points credited within one year from card issuance.

Movie Perks

BookMyShow Offer: Buy one movie ticket, get the second one free (three times a month).

Ticket Cap: Complimentary ticket value capped at ₹200.

Non-Movie Discounts: 20% discount on non-movie bookings up to ₹200.

Travel Benefits

Domestic Lounge Access: 4 complimentary accesses per year (1 per quarter).

International Lounge Access: 8 complimentary accesses per year (2 per quarter).

Priority Pass: Complimentary membership with a USD 27 usage fee for lounge access.

Golf Benefits

Golf Games: 4 complimentary games each month.

Golf Lessons: 4 complimentary lessons each month.

Locations: Available at select locations including Ahmedabad, Bengaluru, Chennai, Delhi NCR, Hyderabad, Mumbai, and Pune.

Insurance Coverage

Accidental Air Death: Coverage of ₹25 lakhs.

Lost Baggage: Coverage of ₹1,00,000.

Delayed Baggage: Coverage of ₹25,000.

Lost Passport: Coverage of ₹50,000.

Lost Ticket: Coverage of ₹25,000.

Missed Connection: Coverage of ₹25,000.

Fuel Surcharge Waiver

Waiver: 1% surcharge waiver on fuel transactions between ₹400 and ₹4,000 at all fuel stations in India.

Low Forex Fee

Markup Fee: Only 1.8% on foreign currency transactions, allowing more savings on international purchases.

Additional Benefits

Auto Assistance: Emergency services like fuel supply, roadside repair, and lost keys.

No Cash Advance Charges: No fees for cash advances.

24×7 Concierge Services: Around-the-clock concierge support for various needs.

Summary

The IndusInd Bank Pioneer Legacy Credit Card offers a host of benefits, including 2x reward points on weekend spending and 6,000 bonus points annually, which can be redeemed as ₹6,000 in cash credit. With perks like complimentary lounge access, golf privileges, and movie discounts, it's ideal for those seeking a premium experience. The low forex markup fee and zero cash advance charges make it an attractive choice for frequent travelers and spenders.