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IndusInd Bank PIONEER Private Credit Card

IndusInd Bank PIONEER Private Credit Card
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Joining Fee: No joining fee

Renewal Fee: ₹25,000 + GST

Reward Type: Reward Points

Welcome Bonus

Earn a substantial 6,000 bonus reward points, worth ₹6,000, when you spend ₹1 lakh within the first 30 days of receiving your IndusInd Pioneer Private Credit Card. These bonus points are credited within 90 days and are valid for the first year only.

Reward Points

Maximize your rewards with a high earning rate of 3 Reward Points per ₹100 spent on most transactions with the IndusInd Pioneer Private Credit Card. For select categories like transportation, utilities, and education, earn 0.7 Reward Points per ₹100 spent. Note that fuel transactions do not qualify for reward points. Reward points can be redeemed at a 1:1 ratio for airmiles, cash credits, and gift vouchers, offering flexible redemption options.

Movie Benefits

Enjoy exceptional movie benefits with two complimentary movie tickets each month and three non-movie tickets every quarter. Each movie ticket can be worth up to ₹1,000, while non-movie tickets are capped at ₹1,000 per ticket. This benefit can save you up to ₹12,000 annually on movie and non-movie tickets.

Milestone Benefits

Achieve a spend of ₹75 lakh within a membership year to receive Taj experience vouchers valued at ₹1 lakh. These vouchers can be used at IHCL group hotels for accommodations, dining, and various services, excluding gratuities and travel house charges.

Airport Benefits

International Lounge Access: Gain unlimited access to over 1,300 airport lounges globally with Priority Pass, which also includes 12 complimentary guest visits. Both primary and add-on cardholders must present their Priority Passes for lounge entry.

Domestic Lounge Access: Enjoy unlimited access to more than 50 domestic airport lounges.

Airport Meet and Greet: Benefit from two complimentary meet-and-greet services per year, featuring fast-track security, priority check-in, and baggage handling.

Airport Pick and Drop: Receive two complimentary airport transfers annually, both domestic and international, with luxury vehicle service for pick-up from your home or hotel and drop-off at the airport.

Complimentary Memberships

EazyDiner Prime: Access exclusive dining benefits such as a 25% discount at over 2,000 top restaurants in India, 1+1 deals on buffets, and earn 2X EazyPoints. Enjoy a joining bonus of 2,000 EazyPoints for additional rewards and benefits.

Taj Epicure Preferred or Club ITC Culinaire Select: Choose between Taj Epicure Preferred or Club ITC Culinaire Select for perks like complimentary hotel stays, room upgrades, dining discounts, and more.

Golfing Benefits

Take advantage of unlimited golf games and lessons throughout India, plus four international golf games annually. A minimum spend of ₹50,000 in the billing cycle is required to access these benefits.

Dining Benefits

Save up to ₹6,000 annually with ₹3,000 off your total bill twice a year at over 100 exclusive restaurants through the EazyDiner app.

Insurance Benefits

Overseas Health Insurance: Coverage up to USD 25,000.

Air Accident Cover: Included.

Travel Insurance: Coverage includes loss of checked baggage, passport, ticket, missed flight connections, and more.

Lost Card Liability: Protection against card loss, counterfeiting, and online fraud.

Credit Shield: Coverage in the event of death due to an air accident.

Golf Insurance: Complimentary coverage of up to ₹20,000 for hole-in-one events.

For frequent travelers and luxury seekers, the IndusInd Pioneer Private Credit Card offers a suite of benefits that make it a standout choice.

Summary

The IndusInd Pioneer Private Credit Card is designed to offer an array of benefits that cater to various needs, from travel and dining to rewards and accommodations. It stands out with perks such as unlimited international lounge access, generous reward points, and exclusive dining offers. However, this premium card is most advantageous for high-net-worth individuals who frequently travel abroad, as they can fully leverage benefits like zero forex charges and extensive lounge access.

Ideal for those with significant spending on travel, hotels, and shopping, this card is a top choice for those who want to maximize their rewards and enjoy a luxurious experience.