IndusInd Bank Platinum Credit Card
Joining Fee: No annual fee
Renewal Fee: No renewal fee
Reward Type: Reward Points
Reward Points Accumulation
Earn 1.5 reward points per ₹150 spent on general purchases.
Earn 1.2 reward points per ₹150 spent on select merchant categories like utility bill payments and insurance premiums.
No reward points for fuel purchases.
Reward Redemption
Cash Credit: Convert reward points into cash credit, with a maximum of 10,000 points redeemable per billing cycle. Each point is worth ₹0.40.
Oberoi Voucher: Redeem 30,000 points for a stay voucher at Oberoi hotels and resorts.
Mont Blanc Voucher: Redeem 27,000 points for Mont Blanc vouchers worth ₹25,000.
Airline Miles: Convert 100 reward points into 100 Club Vistara Points.
Other Benefits
Complimentary Auto Assist including roadside repair, emergency fuel supply, and towing assistance.
Insurance Benefits: Includes a personal air accidental insurance cover of ₹25 lakhs.
Summary
Target Audience: Designed for millennials who enjoy shopping from premium brands.
Shopping Benefits: Offers exciting deals on apparel, luxury items such as jewelry and watches.
Overall Value: A lifestyle card that combines extensive shopping rewards with robust insurance coverage, making it a worthwhile option for those seeking a well-rounded credit card experience.