IndusInd Bank Platinum RuPay Credit Card
Joining Fee: No joining fees
Renewal Fee: No renewal fees
Reward Type: Reward Points
Reward Points for Transactions:
Earn 2 Reward Points for every Rs. 100 spent via UPI transactions.
Earn 1 Reward Point for every Rs. 100 spent on non-UPI transactions.
Earn Rs. 0.70 in rewards for all eligible spends, valid for both UPI and non-UPI transactions.
Reward Points are not awarded for utility bills, government services, insurance premiums, education fees, fuel, or rental payments.
Rewards redemption
Use Reward Points for instant discounts and cashback offers on popular brands.
Club Vistara Points
Redeem Reward Points for Club Vistara Points at a rate of 100 Reward Points = 100 Club Vistara Points.
Intermiles: Redeem Reward Points for InterMiles at a rate of 100 Reward Points = 100 InterMiles.
Cash Redemption: Redeem Reward Points for cash value to pay your outstanding credit card balance at a rate of 1 Reward Point = Rs. 0.30.
Summary
Ideal for individuals who frequently make payments through UPI, offering 2 Reward Points per Rs. 100 spent via UPI.. Provides 1 Reward Point per Rs. 100 spent on non-UPI transactions. A good option for beginners or first-time cardholders to build credit and adapt to using a credit card.