IndusInd Bank Samman RuPay Credit Card
Joining Fee: No oining fee
Renewal Fee: ₹199
Reward Type: Cashback
Cashback Limits
1% Cashback: Earn 1% cashback on all spends up to ₹20,000 annually.
Maximum Limit: Up to ₹200 cashback per year.
Credit Timing: Cashback credited in the following month.
Spend Cap: No cashback on spends exceeding ₹20,000.
Movie Benefits
Complimentary Tickets: Receive one free movie ticket every six months.
Annual Limit: Two free movie tickets per year, each up to ₹200.
Credit card on UPI
Convenient Payments: Link your card to any UPI app for easy transactions.
Railway Surcharge Waiver
1% Waiver: Enjoy a 1% waiver on railway transactions up to ₹5,000.
Travel Insurance
Insurance Coverage benefits include:
Lost Baggage: ₹1,00,000
Delayed Baggage: ₹25,000
Loss of Passport: ₹50,000
Lost Ticket: ₹25,000
Missed Connection: ₹25,000
The Samman Credit Card is specifically tailored for government employees, offering a range of benefits designed to enhance everyday spending. Cardholders can earn 1% cashback on retail purchases up to ₹20,000 each month, with a maximum cashback of ₹200 per month, allowing for annual savings of up to ₹2,400. In addition to cashback, the card provides a 1% waiver on fuel and railway transactions. Movie enthusiasts will appreciate the card’s provision of two free movie tickets annually. For added convenience, the Samman Credit Card can be linked to popular UPI applications such as Google Pay, Paytm, and PhonePe, making payments seamless and efficient.