IndusInd Bank Signature Visa Credit Card
Joining Fee: ₹50,000 + GST
Renewal Fee: No renewal fee
Reward Type: Reward Points
Welcome Benefits
Luxury Hotel Stay: Enjoy a complimentary stay at Oberoi Hotels as a welcome gift, offering a premium start to your cardholder experience.
Rewards Program
General Spending: Earn 1.5 Reward Points per ₹100 spent on most categories.
Utility & Insurance Spending: Earn 0.75 Reward Points per ₹100 spent.
Fuel Transactions: No Reward Points on fuel purchases.
Rewards Redemption
IndusMoments Portal: Redeem points for a variety of offers, including travel and shopping.
InterMiles Conversion: 1 Reward Point = 1 InterMile.
Club Vistara Points Conversion: 1 Reward Point = 1 CV Point.
Cash Credit: 1 Reward Point = ₹1.
Travel Benefits
Priority Pass Membership: Complimentary membership for global lounge access.
Domestic Lounge Access: 2 free visits per quarter.
Movie Benefits
BookMyShow Offer: Buy 1 Get 1 Free on movie tickets (up to 3 tickets per month, max ₹200 per ticket).
Non-Movie Discounts: 20% off on events, capped at ₹200.
Golf Benefits
Complimentary Golf Game:1 free game and 1 free lesson per month at select courses.
Insurance Benefits
Accidental Air Death: ₹25 lakhs coverage.
Lost Baggage: ₹1,00,000 coverage.
Delayed Baggage: ₹25,000 coverage.
Loss of Passport: ₹50,000 coverage.
Lost Ticket & Missed Connection: ₹25,000 each.
Concierge Services
Assistance: Hotel reservations, flight bookings, and more.
Additional Benefits
Auto Assistance: Roadside repair, lost keys, flat tyre service, emergency fuel supply, and medical help.
Summary
The IndusInd Bank Signature Visa Credit Card is ideal for high-net-worth individuals seeking lifetime benefits with a one-time fee. It offers a comprehensive range of rewards, travel perks, entertainment benefits, and extensive insurance coverage. Additionally, it provides exclusive golf privileges, a fuel surcharge waiver, and 24/7 concierge services. With its diverse offerings and no annual fees, this card is worth considering for those who can afford it.