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IndusInd Legend Credit Card

IndusInd Legend Credit Card
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Joining Fee: No joining fees

Renewal Fee: No renewal fees

Reward Type: Reward Points

Reward Points Structure

Weekdays Spending: Earn 1 Reward Point per ₹100 spent.

Weekends Spending: Earn 2 Reward Points per ₹100 spent.

Medical, Auto, Telecom Transactions: Earn 1 Reward Point per ₹100 spent, applicable all week.

No Rewards: Points are not awarded for fuel transactions, utility bills, rental payments, education fees, government charges, and insurance.

Reward Redemption Options

Cash Credit: Convert Reward Points to Cash Credit at a rate of 1 Reward Point = ₹0.50, with a maximum of 20,000 points per statement cycle (effective from 1st March 2024).

Intermiles: Redeem 100 Reward Points for 100 Intermiles; a minimum of 500 points is required.

Club Vistara Points: Redeem 100 Reward Points for 100 Club Vistara Points.

IndusMoments Portal: Use points to purchase products, gift vouchers, and more.

Movie & Dining Benefits

Buy 1, Get 1 Free: Enjoy a buy 1 get 1 free offer on movie tickets via BookMyShow. Up to 1 free ticket per month, capped at ₹200.

Dining Discount: Receive an additional ₹50 off on Food and Beverages when booking movie tickets through BookMyShow.

Free Domestic Lounge Access

Quarterly Lounge Visits: Get 1 complimentary domestic lounge visit per quarter, totaling 4 visits per year.

Milestone Benefit

Bonus Reward Points: Earn 4,000 bonus Reward Points for spending ₹6 lakhs or more within one year. Both primary and add-on cardholder spends count. Points are credited within 45 days after the one-year period.

Fuel Surcharge Waiver

1% Waiver: Enjoy a 1% waiver on fuel transactions at all authorized fuel stations in India.

Summary

The IndusInd Bank Legend Credit Card is a lifetime-free entry-level card offering valuable privileges. It’s ideal for frequent travelers with its complimentary lounge access and low foreign currency markup fee. The card also features attractive reward programs and milestone benefits. For those seeking a lifetime-free card with substantial perks, it’s a great option.