Ixigo AU Credit Card
Joining Fee: No joining fee
Renewal Fee: No renewal fee
Reward Type: Reward Points
Welcome Benefits
Initial Offer: Receive 1,000 Reward Points and a Rs. 1,000 ixigo Money Voucher on your first transaction within 30 days of card issuance.
Reward Rates
Train Bookings on ixigo: 20 Reward Points per Rs. 200 spent.
Online Spends: 10 Reward Points per Rs. 100 spent.
Offline Spends: 5 Reward Points per Rs. 100 spent.
Exclusions: No Reward Points earned on fuel, jewelry, rental payments, insurance, and wallet reloads.
Reward Redemption
Redemption Options: Rewards can be redeemed through the ixigo app or AU Rewardz.
Minimum Redemption: 200 Reward Points.
Redemption Fee: Rs. 99 plus applicable taxes.
Travel Benefits
Flight, Bus, and Hotel Discounts:
Enjoy a 10% discount on:
Flight bookings (up to Rs. 1,000) using Promo Code: IXIGOCCFLY.
Bus bookings (up to Rs. 300) using Promo Code: IXIGOCCBUS.
Hotel bookings (up to Rs. 1,000) using Promo Code: IXIGOCCSTAY.
PG Charges Waiver: No processing charges on train bookings twice a month.
Discounts Availability: Discounts are available exclusively on ixigo and can be used once every month.
Lounge Access
Domestic Lounge Access: 8 complimentary visits per year.
International Lounge Access: 1 complimentary visit per year. Priority Pass available upon request.
Railway Lounge Access: 8 complimentary visits per year. Access requires a valid train ticket along with the card. Add-on cardholders also benefit from this.
Insurance Benefits
Insurance Coverage: Credit Shield up to Rs. 1 Lakh.
Fee Waiver
Joining Fee Waiver: Spend Rs. 1,000 within the first 30 days of card issuance to waive joining charges.
Summary
The ixigo AU Credit Card, AU Bank's first co-branded card, is perfect for frequent domestic travelers. It offers 20 Reward Points per Rs. 200 spent on ixigo train bookings, 10 Reward Points on online purchases, and 5 Reward Points on offline transactions. Fuel, jewelry, rental payments, insurance, and wallet reloads do not earn Reward Points. Points are valid for 2 years and can be redeemed through AU Rewardz or the ixigo app, with a minimum of 200 points required and a redemption fee of Rs. 99 plus taxes.
Cardholders enjoy 8 free domestic lounge accesses annually and one international lounge access per year, with Priority Pass available upon request. The card features low joining fees that can be waived with a Rs. 1,000 transaction, making it a cost-effective choice with excellent rewards and travel perks.