Kotak Mahindra Bank UPI RuPay Credit Card
Joining Fee: No Joining Fee
Renewal Fee: No Annual Fee
Reward Type: Reward Points
Rewards Program
Earning Rate: Earn 3 Reward Points for every Rs. 100 spent on transactions made using the card.
No Cap: There is no limit on the number of Reward Points you can accumulate.
Redemption: 1,000 Reward Points = Rs. 100, with a minimum of 1,000 points required for redemption.
Key Features
Lifetime Free: This is a lifetime free credit card, meaning there are no joining or annual renewal fees.
Virtual Card: Being a virtual card, it allows you to make secure payments without the need to carry a physical card.
UPI Integration: You can easily link the Kotak UPI RuPay Credit Card to popular UPI apps such as Google Pay, PhonePe, Paytm, and more for convenient digital payments.
Summary
The Kotak Mahindra Bank UPI RuPay Credit Card is a convenient and cost-effective option, particularly well-suited for those who prefer making payments through UPI applications. Its lifetime free feature, coupled with its easy integration with popular UPI apps, makes it a valuable tool for seamless and secure digital payments.