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MakeMyTrip ICICI Bank Credit Card

MakeMyTrip ICICI Bank Credit Card
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Joining Fee: ₹999 + GST

Renewal Fee: ₹999 + GST

Reward Type: Reward Points

MakeMyTrip ICICI Bank Credit Card Overview

Welcome Benefits

MakeMyTrip Voucher: ₹1,000 voucher redeemable on any booking, issued within 45 days of fee payment, with a 3-month validity.

MMTBLACK Gold Membership: Complimentary 12-month membership for new members, or a 12-month extension for existing members, offering exclusive discounts on MakeMyTrip bookings.

Rewards on Category Spending

Hotel Bookings on MMT: 12 myCash per ₹200 spent (6% reward rate).

Flight, Cab, Bus, and Holiday Bookings on MMT: 6 myCash per ₹200 spent (3% reward rate).

Domestic & International Non-MMT Spends: Earn 2 myCash per ₹200 spent (1% reward rate).

Insurance Spends: 2 myCash per ₹200 (1% reward rate)(maximum of 1,000 myCash per year).

Exclusions: No rewards on rent payments, cash transactions, fuel, gambling, or commercial activities.

Reward Redemption: 1 myCash = ₹1, redeemable for MakeMyTrip travel bookings or partner vouchers. No expiration of earned myCash.

Travel Benefits

Domestic Lounge Access: 8 complimentary visits per year (two per quarter) at select domestic airports for primary cardholders.

International Lounge Access: 1 complimentary visit per year for the primary cardholder.

Low Forex Charges: Only 0.99% on international transactions, significantly lower than typical credit cards, enhancing savings on foreign purchases.

Movie Benefits

Free Movie Tickets: Buy one, get one free on movie tickets through BookMyShow or Inox, available twice per month for both RuPay and Mastercard variants (up to ₹150 discount per ticket). Potential savings of ₹3,600 annually.

Annual Fee Waiver and Renewal Rewards

Annual Fee Waiver: Waived upon spending ₹2.99 lakhs in a card anniversary year.

Renewal Benefits: If spending requirement isn’t met, the ₹999 renewal fee applies, but cardholders receive a ₹1,000 MakeMyTrip voucher as a reward.

Conclusion

The MakeMyTrip ICICI Bank Credit Card is ideal for individuals who frequently book travel on MakeMyTrip, offering substantial rewards, lounge access, and low Forex fees. With the MMTBLACK Gold membership, free movie tickets, and the myCash reward system, it’s a highly beneficial card for those dedicated to the platform. However, the rewards are most valuable when used directly on MakeMyTrip, making it best suited for loyal MakeMyTrip customers.