Amazing Credit Cards

RBL World Safari Credit Card

RBL World Safari Credit Card
4.5/5 star rating
Apply now

Joining Fee: ₹3,000 + GST

Renewal Fee: ₹3,000 + GST

Reward Type: Reward Points

Welcome Benefits

MakeMyTrip Voucher: Upon joining, cardholders receive a MakeMyTrip voucher worth ₹3,000. This voucher is sent via SMS or email after the membership fee is paid, and the card is used at least once within 30 days of issuance.

This immediate benefit effectively offsets the joining fee, providing tangible value right from the start.

Rewards Structure

Travel Spends: Earn 5 Travel Points for every ₹100 spent on travel-related expenses, including flights, hotels, and other travel services.

Non-Travel Spends: Earn 2 Travel Points for every ₹100 spent on all other categories.

No Points on International Purchases: Unlike many travel cards, this card does not reward international purchases with Travel Points.

The high rewards rate for travel expenses makes this card particularly valuable for those who prioritize travel in their spending.

Milestone Benefits

The RBL World Safari Credit Card offers substantial milestone benefits that can significantly enhance the value of the card:

Spend ₹2.5 Lakhs: Receive 10,000 bonus Travel Points.

Spend ₹5 Lakhs: Receive an additional 15,000 bonus Travel Points.

Spend ₹7.5 Lakhs: Earn a ₹10,000 gift voucher from top brands like Amazon, Taj, Croma, Myntra, or MakeMyTrip.

These milestone rewards are particularly attractive for high spenders, offering additional travel points and valuable vouchers.

Travel & Lounge Access

For frequent travelers, lounge access is a crucial benefit:

Domestic Lounges: Cardholders enjoy 2 complimentary domestic lounge visits per calendar quarter at selected airports across India.

International Lounges: The card offers 2 complimentary international lounge visits per year through Priority Pass. Additionally, if you spend ₹50,000 or more in the previous quarter, you qualify for an extra international lounge visit per quarter.

After the complimentary visits, additional visits via Priority Pass are charged at USD 27 per visit. This benefit provides comfort and convenience during travels, making airport experiences more pleasant.

Golf Privileges

Rounds: Enjoy 4 complimentary golf rounds per year at selected golf courses.

Lessons: Receive 4 complimentary golf lessons per year, with 1 lesson available each month.

Discount: After utilizing the complimentary visits, you can avail of a 50% discount on green fees.

These golf benefits add significant value for golf enthusiasts, offering both playing opportunities and skill improvement at a reduced cost.

Travel Insurance

The card provides comprehensive travel insurance coverage, ensuring peace of mind during international travels:

Emergency Medical Expenses: Coverage up to USD 50,000.

Flight Delay: Coverage of up to USD 250.

Lost Baggage: Coverage of up to USD 200.

Lost Passport: Coverage of up to USD 300.

Personal Liability: Coverage of up to USD 10,000.

This insurance is particularly useful for covering unforeseen expenses that can arise during travel, providing substantial financial protection.

Forex and Fuel Benefits

Zero Forex Markup: One of the standout features of this card is the zero foreign currency markup fee on international transactions. Typically, credit cards charge around 3.5% for foreign currency transactions, so this benefit can result in significant savings for those who frequently make international purchases.

Fuel Surcharge Waiver: The card offers a 1% fuel surcharge waiver on fuel transactions between ₹500 and ₹4,000. This benefit is capped at ₹250 per month, making it a valuable perk for those who drive regularly.

Other Charges

Interest Rate: The card charges an interest rate of 3.99% per month on outstanding dues. This is fairly standard for credit cards in this category.

Cash Advance Fee: A cash advance fee of 2.5% of the withdrawn amount (with a minimum of ₹500) is applicable. This is in line with the fees charged by other premium credit cards.

Summary

The RBL World Safari Credit Card is designed for frequent travelers, especially millennials, with a joining and renewal fee of ₹3,000 + GST. It offers 5 Travel Points per ₹100 spent on travel and 2 points on other categories. New cardholders receive a ₹3,000 MakeMyTrip voucher, effectively covering the joining fee. The card rewards high spenders with up to 25,000 bonus Travel Points and a ₹10,000 gift voucher for hitting annual spending milestones.

Travel benefits include 2 complimentary domestic lounge visits per quarter and 2 international lounge visits per year, with additional visits for high spenders. Golf enthusiasts can enjoy 4 complimentary rounds and lessons annually. The card stands out with a zero forex markup fee on international transactions, saving users the typical 3.5% charge, and a 1% fuel surcharge waiver for transactions between ₹500 and ₹4,000. Comprehensive travel insurance provides coverage for medical emergencies, flight delays, lost baggage, and more, making this card a strong choice for frequent travelers seeking value and convenience.