Reliance SBI Card
Joining Fee: ₹499 + GST
Renewal Fee: ₹499 + GST
Category: Reward Points
Welcome Benefits
Reliance Retail Vouchers: Get ₹500 in vouchers upon paying the joining fee.
Additional Discount Vouchers:
Receive ₹3,200 in discount vouchers for various Reliance brands, usable once per brand.
Reliance Trends: ₹500 voucher for purchases over ₹2,499.
AJIO: ₹250 voucher for purchases over ₹1,499.
Centro: ₹500 voucher for purchases over ₹3,000.
Zivame/Clovia: ₹300 voucher for purchases over ₹1,199.
Coverstory: ₹250 voucher for purchases over ₹1,499.
JioMart: ₹100 voucher for purchases over ₹500.
Urban Ladder: ₹500 voucher for purchases over ₹4,999.
Netmeds: ₹300 voucher for purchases over ₹1,499.
Fashion Factory: ₹500 voucher for purchases over ₹1,499.
Discounts & Offers
Reliance Trends & AJIO: 5% instant discount, up to ₹250 per month.
CENTRO: 5% discount, up to ₹250, maximum ₹1,000.
Zivame/Clovia: 5% discount, up to ₹250, maximum ₹250.
Coverstory: 5% discount, up to ₹250, maximum ₹250.
Groceries (Offline): 1 Reward Point for every ₹200 spent.
Urban Ladder: 5% discount, up to ₹250 per month.
JioMart: 5% cashback in JioMart Wallet, up to ₹250 per month.
Reward Points
5 Reward Points per ₹100 on Reliance Retail purchases.
1 Reward Point per ₹100 on non-Reliance retail purchases.
5 Reward Points per ₹100 on dining and movies.
1 Reward Point per ₹100 on UPI payments at Reliance Retail.
Value: 1 Reward Point = ₹0.25
Spend-Based Milestone Benefits
Annual Spend Rewards:
Spend ₹25,000: ₹500 voucher.
Spend ₹50,000: ₹750 voucher.
Spend ₹80,000: ₹1,000 voucher.
Spend-Based Fee Waiver
Fee Waiver: Spend ₹1 lakh annually to waive the renewal fee.
Fuel Surcharge Waiver
Fuel Transactions: 1% surcharge waiver on transactions between ₹500 and ₹1,400, with a maximum monthly waiver of ₹100 (₹1,200 annually).
Exclusions
No points for rental payments, fuel transactions, and wallet reloads.
Note:
Earn 1 Reward Point on transactions made at Reliance Retail Stores using UPI apps.
Summary
This credit card is a strong option for anyone looking for an entry-level card with minimal fees and valuable rewards. It provides 5 Reward Points on purchases at Reliance Stores, as well as for dining and movie spends. Plus, as a RuPay Credit Card, it easily integrates with UPI apps, simplifying payment processes for users.