Amazing Credit Cards

Reliance SBI Card

Reliance SBI Card
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Joining Fee: ₹499 + GST
Renewal Fee: ₹499 + GST
Category: Reward Points

Welcome Benefits

Reliance Retail Vouchers: Get ₹500 in vouchers upon paying the joining fee.

Additional Discount Vouchers:

Receive ₹3,200 in discount vouchers for various Reliance brands, usable once per brand.

Reliance Trends: ₹500 voucher for purchases over ₹2,499.

AJIO: ₹250 voucher for purchases over ₹1,499.

Centro: ₹500 voucher for purchases over ₹3,000.

Zivame/Clovia: ₹300 voucher for purchases over ₹1,199.

Coverstory: ₹250 voucher for purchases over ₹1,499.

JioMart: ₹100 voucher for purchases over ₹500.

Urban Ladder: ₹500 voucher for purchases over ₹4,999.

Netmeds: ₹300 voucher for purchases over ₹1,499.

Fashion Factory: ₹500 voucher for purchases over ₹1,499.

Discounts & Offers

Reliance Trends & AJIO: 5% instant discount, up to ₹250 per month.

CENTRO: 5% discount, up to ₹250, maximum ₹1,000.

Zivame/Clovia: 5% discount, up to ₹250, maximum ₹250.

Coverstory: 5% discount, up to ₹250, maximum ₹250.

Groceries (Offline): 1 Reward Point for every ₹200 spent.

Urban Ladder: 5% discount, up to ₹250 per month.

JioMart: 5% cashback in JioMart Wallet, up to ₹250 per month.

Reward Points

5 Reward Points per ₹100 on Reliance Retail purchases.

1 Reward Point per ₹100 on non-Reliance retail purchases.

5 Reward Points per ₹100 on dining and movies.

1 Reward Point per ₹100 on UPI payments at Reliance Retail.

Value: 1 Reward Point = ₹0.25

Spend-Based Milestone Benefits

Annual Spend Rewards:

Spend ₹25,000: ₹500 voucher.

Spend ₹50,000: ₹750 voucher.

Spend ₹80,000: ₹1,000 voucher.

Spend-Based Fee Waiver

Fee Waiver: Spend ₹1 lakh annually to waive the renewal fee.

Fuel Surcharge Waiver

Fuel Transactions: 1% surcharge waiver on transactions between ₹500 and ₹1,400, with a maximum monthly waiver of ₹100 (₹1,200 annually).

Exclusions

No points for rental payments, fuel transactions, and wallet reloads.

Note:

Earn 1 Reward Point on transactions made at Reliance Retail Stores using UPI apps.

Summary

This credit card is a strong option for anyone looking for an entry-level card with minimal fees and valuable rewards. It provides 5 Reward Points on purchases at Reliance Stores, as well as for dining and movie spends. Plus, as a RuPay Credit Card, it easily integrates with UPI apps, simplifying payment processes for users.