Welcome Benefits

Gift Voucher: Enjoy a ₹3,000 voucher for brands like Bata, Hush Puppies, Aditya Birla Fashion, Pantaloons, Yatra, or Shoppers Stop upon joining.

Milestone Benefits

Quarterly Voucher: ₹1,000 Pizza Hut e-voucher on spending ₹50,000 per quarter.

Annual Voucher: ₹7,000 e-voucher from Yatra or Pantaloons for annual spending of ₹5 lakh.

Renewal Fee Waiver: Waived for annual spending of ₹3 lakh.

Rewards Program

Earning Points:

10 Reward Points per ₹100 on dining, movies, groceries, and departmental store purchases.

2 Reward Points per ₹100 on other purchases.

20 Reward Points per ₹100 on birthday spends (capped at 2,000 points per year).

Redemption Options

Redeem points for gift vouchers via SBI Card or the SBI mobile app.

Apply points to the card’s outstanding balance.

Value: 1 Reward Point = ₹0.25.

Travel Benefits

Club Vistara Membership: Complimentary Silver Membership.

Airport Lounge Access:

2 domestic lounges per quarter (MasterCard/Visa/American Express).

4 international lounges annually via Priority Pass.

Hotel Discounts:

Up to 15% off at Lalit and F&B hotels (MasterCard only).

Up to 10% off on Hertz and up to 35% off on Avis Car Rentals (Visa only).

Exclusive benefits at 900+ luxurious hotels (Visa only).

Complimentary Tablet Plus membership with VIP hotel benefits (American Express only).

Dining and Movie Benefits

Accelerated Rewards: 5X Reward Points (10 points per ₹100) on movie purchases.

Dining Discounts: Up to 25% off at partner restaurants (American Express only).

Golf Benefits (MasterCard Variant)

Complimentary Rounds: 4 rounds of green fees.

Discounts: Up to 50% off on golf games.

Golf Lessons: 1 free lesson per month.

Insurance Benefits

Air Accident Cover: ₹50 lakh.

Fraud Liability Cover: ₹1 lakh, valid from 48 hours before up to 7 days after reporting a lost card.

Zero Liability Protection

Fraud Protection: No liability for unauthorized transactions if the card is reported lost or stolen promptly.