SBI SimplyCLICK Credit Card
Joining Fee: ₹499 + GST
Renewal Fee: ₹499 + GST
Category: Reward Points
Welcome Benefits
Receive an Amazon gift voucher worth ₹500 upon card membership fee payment. The voucher code will be sent to your registered mobile number within 30 days of fee payment and is valid for 12 months from the accrual date.
Milestone Benefits
Earn a ₹2,000 ClearTrip/Yatra e-voucher after ₹1 lakh annual spends, and another ₹2,000 e-voucher after ₹2 lakh annual spends.
Rewards
1 Reward Point per ₹100 on offline spends (0.25% reward rate).
10X Reward Points on online purchases at partner merchants like Cleartrip, BookMyShow, Dominos, Swiggy, Yatra, Apollo24x7, Myntra, and Netmeds (2.5% reward rate).
5X Reward Points on all other online spends (1.25% reward rate).
Monthly cap of 10,000 Reward Points on Bonus Points (5X or 10X rate).
Renewal fee waived on achieving ₹1 lakh annual spend in the previous year.
Redemption
Redeem points at SBI Card’s reward catalog at 1 Reward Point = ₹0.25, or use them against your card’s statement balance.
Redemption process involves logging into SBI Card’s website, selecting ‘Rewards,’ choosing a product, and completing the process with your registered mobile number or card details.
Fuel Surcharge Waiver
1% fuel surcharge waived at all fuel stations in India for transactions between ₹500 and ₹3,000, with a maximum benefit of ₹100 per month.
Zero Liability Protection
Zero liability for unauthorized transactions if the card is reported lost/stolen promptly.
Summary
The SBI SimplyCLICK Credit Card is perfect for young millennials and first-time cardholders, offering high rewards for online shopping, especially at merchants like Dominos, Swiggy, and Myntra. With a low annual fee of ₹499, it provides accelerated reward points for frequent online shoppers, delivering great value for their spending.