Spend-Based Monthly Fee Waiver

Monthly Fee Waiver: Waive the ₹49 monthly membership fee by spending ₹5,000 or more in the previous calendar month.

Rewards & Shopping Benefits

Myntra Discount: Get 20% off on Myntra purchases. Maximum discount of ₹700 per transaction. Valid on 1 transaction per month.

Grofers Discount: Enjoy 10% off on Grofers orders. Maximum discount of ₹1,000 per month. Valid on up to 5 transactions per month. Use promo code DIGISMART.

Movie & Dining Benefits

Movie Ticket Offer: Buy 1 get 1 free (BOGO) on movie tickets at INOX. Maximum discount of ₹200 per transaction. Valid on Saturdays and Sundays, up to 2 transactions per month.

Dining Discounts: Enjoy up to 10% off on food orders with Zomato. Maximum discount of ₹150 per transaction. No minimum purchase requirement. Valid on up to 5 transactions per month. Use promo code DIGISMART.

Travel Benefits

Domestic Flights: Save 20% on domestic flight bookings with Yatra.com. Maximum discount of ₹750. Use promo code DIGISMART.

International Flights: Get a 10% discount on international flight bookings. Maximum discount of ₹10,000.

Domestic Hotels: Avail up to 25% off on domestic hotel bookings. Maximum discount of ₹4,000. Use promo code DIGISMART.

Cab Bookings: Receive 15% cashback on Ola cab bookings. Maximum cashback of ₹600 per month.

Finance And Forex Charges

Interest Charges: 1.99% per month on outstanding amounts.

Forex Mark-Up Fee: 3.5% (plus applicable taxes) on foreign currency transactions.

Cash Advance Charges: 3% of the amount withdrawn or a minimum of ₹300, whichever is higher.