Standard Chartered EaseMyTrip Credit Card
Joining Fee: ₹350 + GST
Renewal Fee: ₹350 + GST
Reward Type: Cashback
Reward Points
Reward Points on Retail Purchases: Earn 2X Reward Points for every ₹100 spent on retail purchases.
Bonus Reward Points on Travel Bookings: Earn 10X Reward Points on transactions with airline apps/websites or standalone hotels.
Exclusions: No Reward Points for cash withdrawals, card fees, or charges.
Monetary Value: 2 Reward Points are worth ₹0.50.
Reward Redemption
Redemption Options: Redeem Reward Points through the 360-degree rewards portal for products, gift vouchers, and services.
Validity: Reward Points are valid for 2 years from the date of accrual.
Travel Benefits
Hotel Discounts: Enjoy 20% off on hotel bookings made through the EaseMyTrip website/app. Maximum discounts are ₹5,000 for domestic and ₹10,000 for international hotels.
Flight Discounts: Get 10% off on flight bookings via EaseMyTrip. Maximum discounts are ₹1,000 for domestic and ₹5,000 for international flights.
Bus Ticket Discount: Save ₹125 on bus ticket bookings of ₹500 or more.
Airport Lounge Access
Domestic Lounge Access: 1 complimentary lounge visit per quarter, totaling 4 visits annually.
International Lounge Access: 2 complimentary visits per year.
Spend-Based Renewal Fee Waiver
Renewal Fee Waiver: Waive the ₹350 annual fee by spending ₹50,000 or more in the previous anniversary year.
Finance Charges And Fees
Interest Rate: 3.75% per month.
Foreign Currency Markup: 3.5% of the transaction amount.
Cash Withdrawal Fee: 3% of the cash amount, with a minimum charge of ₹300.
Summary
The Standard Chartered EaseMyTrip Credit Card is an ideal choice for frequent travelers, both domestic and international. It offers accelerated rewards on travel-related expenses, along with perks such as up to 20% off on travel bookings and complimentary lounge access. Additionally, the card provides a decent reward rate on all purchases, allowing for savings on virtually all spending. The low minimum threshold for waiving the renewal fee makes it easy for cardholders to avoid paying the membership fee from the second year onward.