Standard Chartered Ultimate Credit Card
Joining Fee: ₹5,000 + GST
Renewal Fee: ₹5,000 + GST
Reward Type: Reward Points
Welcome Bonus
Joining Benefit: Receive 6,000 Reward Points upon card activation. Redeem these points for shopping vouchers or charity donations through the 360° rewards program.
Rewards Program
Standard Rewards: Earn 5 Reward Points for every ₹150 spent on retail purchases.
Category Rewards: Accumulate 3 Reward Points per ₹150 on utilities, supermarkets, insurance, property management, schools, government services, and rental payments.
Duty-Free Cashback: Get 5% cashback on duty-free store purchases at airports, capped at ₹1,000 per month.
Exclusions: No Reward Points or cashback for fuel purchases.
Reward Redemption
Redemption Options: Exchange Reward Points for shopping vouchers from brands like Nykaa, Croma, Shoppers Stop, and for charity through the Standard Chartered online portal.
Points Value: 1 Reward Point = ₹1.
Points Validity: Points expire 3 years from the date of accrual.
Travel Perks
Priority Pass Membership: Enjoy complimentary Priority Pass membership for access to over 1,000 airport lounges globally.
Domestic Lounge Access: Receive 4 complimentary domestic lounge visits per calendar quarter.
International Lounge Access: Benefit from 1 complimentary international lounge visit each month. Additional visits require a fee, unless you spend ₹20,000 or more in the previous month.
Golf Benefits
Complimentary Golf Game: One free golf game each month at selected domestic courses.
Free Golf Coaching: One complimentary golf coaching session per month at selected domestic courses.
Insurance Coverage
- Accidental Air Death: Coverage of ₹1 crore.
- Emergency Medical Insurance: Coverage of USD 25,000.
- Flight Hijacking: Coverage of USD 100.
- Delayed Baggage: Coverage of USD 100.
- Lost Baggage/Documents: Coverage of USD 750.
- Flight Delay: Coverage of USD 200.
Foreign Currency Markup
Foreign Transaction Fee: Enjoy a lower foreign currency markup fee of 2%.
Fuel Surcharge Waiver
Fuel Transactions: Receive a 1% waiver on fuel surcharges at all petrol pumps in India, up to a maximum of ₹1,000 per month.
Summary
The Standard Chartered Ultimate Credit Card is a premium choice for Individuals who travel frequently and seek a lavish lifestyle. This elite card provides exceptional benefits, including access to 16 domestic airport lounges and complimentary Priority Pass membership. Enjoy cashback on duty-free shopping at airports and comprehensive air accident insurance. The card also offers exclusive perks such as personalized concierge services, golf access, and coaching sessions. Perfect for those who desire top-tier travel and lifestyle benefits, the Standard Chartered Ultimate Credit Card delivers a sophisticated and rewarding experience.