Swiggy HDFC Bank Credit Card
Joining Fee: ₹500 + GST
Renewal Fee: ₹500 + GST
(Currently being offered as lifetime free)
Reward Type: Cashback
Welcome Benefits
3-Month Swiggy One Membership: Receive a complimentary 3-month Swiggy One membership upon card activation. If you already have an active membership, this benefit extends your membership by 3 months.
Activation Methods: Activate your card by making a successful transaction, using OTP or IVR to set up your card PIN, and enabling controls such as online and international transactions.
Cashback Benefits
10% Cashback on Swiggy: Get 10% cashback on all spends across the Swiggy platform, including food orders, Instamart, Dineout, and Genie. You can earn up to ₹1,500 cashback per billing cycle.
Exclusions: Cashback is not applicable to Swiggy Money Wallet, Swiggy Minis, Swiggy Liquor, or transactions under ₹100.
Cashback On Online Spends
5% Cashback on Top Brands: Earn 5% cashback on online purchases from leading brands like Nykaa, BookMyShow, Ola, Myntra, Amazon, Uber, Adidas, H&M, and more. Categories include Apparel, Electronics, Entertainment, Home Décor, and others. Maximum cashback per billing cycle is ₹1,500.
Exclusions: Cashback does not apply to gift cards and grocery purchases.
Cashback On Other Spends
1% Cashback on Other Categories: Earn 1% cashback on other eligible spends, with a maximum benefit of ₹500 per billing cycle.
Exclusions: The 1% cashback does not apply to Fuel, Rent, Wallet, EMI, Jewellery, and Government transactions.
Note: As of June 21st, cashback earned with the Swiggy HDFC Bank Credit Card is directly credited to your credit card statement, making it more flexible and beneficial than the previous Swiggy Money credit.
Mastercard World Privileges
Global Benefits: As a Mastercard World Tier cardholder, enjoy a range of exclusive benefits, including complimentary loyalty memberships, dine-and-stay offers, and more from top brands globally.
Golf Privileges: Access up to 12 golf lessons across India.
Travel Discounts: Get up to 12% off on Agoda bookings.
Complimentary Stay & Dining: Enjoy a complimentary stay and dinner for one person at designated Mastercard partner locations worldwide.
Summary
The Swiggy HDFC Bank Credit Card offers a complimentary 3-month Swiggy One membership upon activation. Earn 10% cashback on Swiggy spends (up to ₹1,500 per billing cycle) and 5% cashback on online purchases from top brands (up to ₹1,500 per billing cycle). Everyday spending earns 1% cashback (up to ₹500). Cashback is credited directly to your statement. Mastercard World Tier benefits include global loyalty memberships, up to 12 golf lessons, 12% off Agoda bookings, and a complimentary stay and dinner at select locations worldwide.