Times Black ICICI Bank Credit Card
Joining Fee: ₹20,000 + GST
Renewal Fee: ₹20,000 + GST
Reward Type: Reward Points
Updated On: 13 February, 2025
Times Black ICICI Bank Credit Card Review 2025
Welcome Benefits
Upon activation (post payment of the joining fee), the card offers a comprehensive suite of welcome benefits, including:
₹10,000 EaseMyTrip Luxury Hotel Voucher: Redeem for a luxury hotel stay of your choice.
₹10,000 Atlys & OneVasco Visa Services: Includes doorstep visa services, complimentary lounge vouchers, and waived visa processing charges.
₹3,000 Toni & Guy Voucher + ₹1,000 Interflora Voucher: Indulge in premium grooming and floral gifting experiences.
Complimentary Zomato Gold Membership: Enjoy free delivery and exclusive dining privileges across a wide range of premium restaurants.
These benefits are credited within the first billing cycle after the payment of the joining fee.
Rewards & Redemption System
Reward Rate
The card offers a robust reward structure to maximize value:
2.5% Reward Points (RPs) on international transactions.
2% RPs on domestic transactions, including utility payments, insurance premiums, education, and government payments.
No Reward Points are earned on fuel purchases.
Accelerated rewards system
Applicable on bookings/purchases done from https://ishop.reward360.in
12X rewards on hotel bookings ~ 24%
6X rewards on Shopping Vouchers, Flight & Bus ticket bookings ~ 12%
Shopping Vouchers Include Brands Like: Amazon Pay, Myntra, Ajio, Flikart, Nykaa Fashion etc
The Times Black ICICI Bank Credit Card offers 12% reward points on buying Amazon Pay Gift Cards from https://ishop.reward360.in
*Acclerated reward Points Capped at 15000 points per month.
Redemption Options
Reward Points can be redeemed flexibly for:
Category | Redeem Points Upto |
Flights | 100% of transaction value |
Hotels | 90% if transaction value |
Shopping Vouchers | 50% of transaction value |
Value of 1 RP for Flights & Hotel redemption = ₹1
Value of 1 RP for e-voucher redemption = ₹0.6
Difference has to be paid by cash
Cash Redemption: 1 RP = ₹0.40
Dining and Entertainment Perks
Exclusive Access to The Quorum Club: Attend premium events and networking opportunities without requiring separate membership.
20% Dining Discounts: Available at top-tier restaurants, including Café Reed (Mumbai), Zila (Hyderabad), and 689 (Gurugram).
Complimentary Zomato Gold Membership: Unlock exclusive discounts and free delivery across dining platforms.
Airport Lounge Access
Unlimited Lounge Access: Enjoy complimentary access to domestic and international airport lounges worldwide for both primary & add-on card holders.
*International lounges can be accessed using priority pass issues along with your Times Black ICICI Bank Credit Card
Milestone-Based Benefits
Achieve rewards with yearly spending milestones:
₹2 Lakh: ₹10,000 Klook travel voucher.
₹5 Lakh: Helicopter or luxury sedan airport transfer.
₹10 Lakh: ₹10,000 Tata CLiQ Luxury voucher.
₹20 Lakh: ₹20,000 Ayatana stay voucher.
Additional Features
Insurance Coverage
Comprehensive insurance benefits include:
Personal Accident Insurance: Financial protection for unforeseen events.
Card Liability Protection: Covers unauthorized transactions.
Travel Insurance: Coverage for lost luggage, passports, and delayed flights.
Purchase Protection: Safeguards against damaged or stolen items.
Concierge Services
Access 24/7 concierge services for:
Access to Criblife concierge services for 6 times.
Domestic and international itinerary planning.
Hotel reservations and travel bookings.
Personalized assistance for lifestyle and entertainment needs.
Car Rental Discounts via Avis
25% Off chauffeur-driven cars.
35% Off on premium self-drive rentals.
Bottom Line
The Times Black ICICI Bank Credit Card stands as a testament to luxury and exclusivity, offering premium benefits and very high reward rate tailored for high-net-worth individuals. From its striking metal design to one-of-a-kind perks like helicopter airport transfers this card is ideal for those who can meet its high spending requirements.
While its steep annual fee may deter casual users, it’s a perfect choice for affluent individuals who value convenience, luxury, and high-end lifestyle privileges and a super reward rate of upto 24% on certain categories with an increased capping of 15000 accelarted reward points per month.