Amazing Credit Cards

Times Black ICICI Bank Credit Card

Times Black ICICI Bank Credit Card
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Joining Fee: ₹20,000 + GST

Renewal Fee: ₹20,000 + GST

Reward Type: Reward Points

Updated On: 13 February, 2025

Times Black ICICI Bank Credit Card Review 2025

Welcome Benefits

Upon activation (post payment of the joining fee), the card offers a comprehensive suite of welcome benefits, including:

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₹10,000 EaseMyTrip Luxury Hotel Voucher: Redeem for a luxury hotel stay of your choice.

₹10,000 Atlys & OneVasco Visa Services: Includes doorstep visa services, complimentary lounge vouchers, and waived visa processing charges.

₹3,000 Toni & Guy Voucher + ₹1,000 Interflora Voucher: Indulge in premium grooming and floral gifting experiences.

Complimentary Zomato Gold Membership: Enjoy free delivery and exclusive dining privileges across a wide range of premium restaurants.

These benefits are credited within the first billing cycle after the payment of the joining fee.

Rewards & Redemption System

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Reward Rate

The card offers a robust reward structure to maximize value:

2.5% Reward Points (RPs) on international transactions.

2% RPs on domestic transactions, including utility payments, insurance premiums, education, and government payments.

No Reward Points are earned on fuel purchases.

Accelerated rewards system

Applicable on bookings/purchases done from https://ishop.reward360.in

12X rewards on hotel bookings ~ 24%

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6X rewards on Shopping Vouchers, Flight & Bus ticket bookings ~ 12%

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Shopping Vouchers Include Brands Like: Amazon Pay, Myntra, Ajio, Flikart, Nykaa Fashion etc

The Times Black ICICI Bank Credit Card offers 12% reward points on buying Amazon Pay Gift Cards from https://ishop.reward360.in

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*Acclerated reward Points Capped at 15000 points per month.

Redemption Options

Reward Points can be redeemed flexibly for:

Category

Redeem Points Upto

Flights

100% of transaction value

Hotels

90% if transaction value

Shopping Vouchers

50% of transaction value

Value of 1 RP for Flights & Hotel redemption = ₹1

Value of 1 RP for e-voucher redemption = ₹0.6

Difference has to be paid by cash

Cash Redemption: 1 RP = ₹0.40

Dining and Entertainment Perks

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Exclusive Access to The Quorum Club: Attend premium events and networking opportunities without requiring separate membership.

20% Dining Discounts: Available at top-tier restaurants, including Café Reed (Mumbai), Zila (Hyderabad), and 689 (Gurugram).

Complimentary Zomato Gold Membership: Unlock exclusive discounts and free delivery across dining platforms.

Airport Lounge Access

Unlimited Lounge Access: Enjoy complimentary access to domestic and international airport lounges worldwide for both primary & add-on card holders.

*International lounges can be accessed using priority pass issues along with your Times Black ICICI Bank Credit Card

Milestone-Based Benefits

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Achieve rewards with yearly spending milestones:

₹2 Lakh: ₹10,000 Klook travel voucher.

₹5 Lakh: Helicopter or luxury sedan airport transfer.

₹10 Lakh: ₹10,000 Tata CLiQ Luxury voucher.

₹20 Lakh: ₹20,000 Ayatana stay voucher.

Additional Features

Insurance Coverage

Comprehensive insurance benefits include:

Personal Accident Insurance: Financial protection for unforeseen events.

Card Liability Protection: Covers unauthorized transactions.

Travel Insurance: Coverage for lost luggage, passports, and delayed flights.

Purchase Protection: Safeguards against damaged or stolen items.

Concierge Services

Access 24/7 concierge services for:

Access to Criblife concierge services for 6 times.

Domestic and international itinerary planning.

Hotel reservations and travel bookings.

Personalized assistance for lifestyle and entertainment needs.

Car Rental Discounts via Avis
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25% Off chauffeur-driven cars.

35% Off on premium self-drive rentals.

Bottom Line

The Times Black ICICI Bank Credit Card stands as a testament to luxury and exclusivity, offering premium benefits and very high reward rate tailored for high-net-worth individuals. From its striking metal design to one-of-a-kind perks like helicopter airport transfers this card is ideal for those who can meet its high spending requirements.

While its steep annual fee may deter casual users, it’s a perfect choice for affluent individuals who value convenience, luxury, and high-end lifestyle privileges and a super reward rate of upto 24% on certain categories with an increased capping of 15000 accelarted reward points per month.