Times Black ICICI Bank Credit Card
Joining Fee: ₹20,000 + GST
Renewal Fee: ₹20,000 + GST
Reward Type: Reward Points
Welcome Benefits
Upon activation (post payment of the joining fee), the card offers a comprehensive suite of welcome benefits, including:
₹10,000 EaseMyTrip Luxury Hotel Voucher: Redeem for a luxury hotel stay of your choice.
₹10,000 Atlys & OneVasco Visa Services: Includes doorstep visa services, complimentary lounge vouchers, and waived visa processing charges.
₹3,000 Toni & Guy Voucher + ₹1,000 Interflora Voucher: Indulge in premium grooming and floral gifting experiences.
Complimentary Zomato Gold Membership: Enjoy free delivery and exclusive dining privileges across a wide range of premium restaurants.
These benefits are credited within the first billing cycle after the payment of the joining fee.
Rewards & Redemption System
Reward Rate
The card offers a robust reward structure to maximize value:
2.5% Reward Points (RPs) on international transactions.
2% RPs on domestic transactions, including utility payments, insurance premiums, education, and government payments.
No Reward Points are earned on fuel purchases.
Accelerated rewards system is yet to be rolled out on hotels and travel.
Redemption Options
Reward Points can be redeemed flexibly for:
Products and Vouchers: 1 RP = ₹1
Cash Redemption: 1 RP = ₹0.40
Airmiles Conversion: Convert points for travel benefits with leading airlines.
Dining and Entertainment Perks
Exclusive Access to The Quorum Club: Attend premium events and networking opportunities without requiring separate membership.
20% Dining Discounts: Available at top-tier restaurants, including Café Reed (Mumbai), Zila (Hyderabad), and 689 (Gurugram).
Complimentary Zomato Gold Membership: Unlock exclusive discounts and free delivery across dining platforms.
Airport Lounge Access
Unlimited Lounge Access: Enjoy complimentary access to domestic and international airport lounges worldwide.
Milestone-Based Benefits
Achieve rewards with yearly spending milestones:
₹2 Lakh: ₹10,000 Klook travel voucher.
₹5 Lakh: Helicopter or luxury sedan airport transfer.
₹10 Lakh: ₹10,000 Tata CLiQ Luxury voucher.
₹20 Lakh: ₹20,000 Ayatana stay voucher.
Additional Features
Insurance Coverage
Comprehensive insurance benefits include:
Personal Accident Insurance: Financial protection for unforeseen events.
Card Liability Protection: Covers unauthorized transactions.
Travel Insurance: Coverage for lost luggage, passports, and delayed flights.
Purchase Protection: Safeguards against damaged or stolen items.
Concierge Services
Access 24/7 concierge services for:
Access to Criblife concierge services for 6 times.
Domestic and international itinerary planning.
Hotel reservations and travel bookings.
Personalized assistance for lifestyle and entertainment needs.
Car Rental Discounts via Avis
25% Off chauffeur-driven cars.
35% Off on premium self-drive rentals.
Bottom Line
The Times Black ICICI Bank Credit Card stands as a testament to luxury and exclusivity, offering premium benefits tailored for high-net-worth individuals. From its striking metal design to one-of-a-kind perks like helicopter airport transfers and low Forex charges, this card is ideal for those who can meet its high spending requirements.
While its steep annual fee and limited geographic scope for certain benefits may deter casual users, it’s a perfect choice for affluent individuals who value convenience, luxury, and high-end lifestyle privileges.