Titan SBI Credit Card
Joining Fee: ₹2,999 + GST
Renewal Fee: ₹2,999 + GST
Category: Reward Points
Welcome Benefits
350 Bonus Reward Points: Earned after the first transaction over ₹500 within 45 days of receiving the card (excluding fuel or cash transactions).
₹100 Cashback: On the first ATM cash withdrawal within 30 days of receiving the card.
Titan Purchases
7.5% Cashback: On World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth, Sonata purchases (up to ₹10,000 per quarter).
5% Cashback: On Caratlane, Mia, Zoya (up to ₹10,000 per quarter).
3% Gift Voucher: For Tanishq purchases (up to ₹25,000 per quarter).
Reward Points
6 Reward Points per ₹100: For all non-Titan purchases.
Value: 1 Reward Point = ₹0.25.
Exclusions: No points on fuel, wallet reloads, property rental, and utility transactions.
Milestone Rewards
₹5,000 Gift Voucher: On annual spending of ₹5 lakh.
₹10,000 Gift Voucher: On annual spending of ₹10 lakh.
Redemption: Vouchers are redeemable only at exclusive Titan Stores.
Lounge Access
Domestic: 8 free visits per year (up to 2 per quarter).
International: 4 free visits per year (up to 2 per quarter).
Priority Pass Membership: Included.
Note:
6 Reward Points per ₹100: For UPI transactions linked to Google Pay, PhonePe, etc.
Fuel Surcharge Waiver
1% Waiver: On fuel transactions up to ₹3,000 (excluding GST and other charges).
Summary
The Titan SBI Credit Card is perfect for dedicated shoppers and Titan brand fans. It provides boosted rewards on Titan purchases and Tanishq gift vouchers. Additionally, cardholders enjoy free access to airport lounges both within India and internationally.