Best Cashback Credit Cards in 2024: Get up to 10% value!
Cashback credit cards in India provide a fantastic opportunity for consumers to save on everyday purchases by earning a percentage of their spending back as cash rewards. These cards typically offer cashback on various categories like groceries, fuel, dining, and online shopping, making them highly suitable for those looking to maximize savings. With cashback rates ranging from 1% to 5% based on the category and card, users can significantly reduce their monthly expenses. Some cards also offer additional benefits such as fuel surcharge waivers, zero or low annual fees, and discounts on travel or utility payments, enhancing their overall value.
Top cashback credit cards in India include the SBI Cashback Card, which offers 5% cashback on online purchases and great value for other categories. The Axis Bank ACE Credit Card stands out for providing 5% cashback on utility bills and mobile recharges. The Amazon Pay ICICI Credit Card is a favorite among online shoppers, with up to 5% cashback on Amazon purchases, while the HDFC Bank Swiggy Credit Card provides benefits such as 10% cashback on Swiggy and attractive rewards on other food delivery and dining services. These cards not only offer robust cashback rewards but also come with additional features like low fees, exclusive discounts, and access to premium offers, making them excellent choices for regular spenders.
Amazon Pay ICICI Bank Credit Card
JoiningFee: No joining fee
Annual Fee: No annual fee
Reward Type: Cashback
IDFC FIRST EARN Credit Card
Joining Fee: ₹499 + GST
Renewal Fee: ₹499 + GST
Reward Type: Cashback
SBI Cashback Credit Card
Joining Fee: ₹999 + GST
Renewal Fee: ₹999 + GST
Reward Type: Cashback
Airtel Axis Bank Credit Card
Joining Fee: ₹500 + GST
Renewal Fee: ₹500 + GST
Reward Type: Cashback
Axis Bank ACE Credit Card
Joining Fee: ₹499 + GST
Renewal Fee: ₹499 + GST
Reward Type: Cashback
Fibe Axis Bank RuPay Credit Card
Joining Fee: ₹0
Renewal Fee: ₹0
Best Suited For: Shopping
Reward Type: Cashback
Axis Bank Freecharge Credit Card
Joining Fee: ₹250 + GST
Renewal Fee: ₹250 + GST
Reward Type: Reward Points
Flipkart Axis Bank Super Elite Credit Card
Joining Fee: ₹500 + GST
Renewal Fee: ₹500 + GST
Reward Type: Reward Points
Swiggy HDFC Bank Credit Card
Joining Fee: ₹500 + GST
Renewal Fee: ₹500 + GST
(Currently being offered as lifetime free)
Reward Type: Cashback
HDFC Bank Pixel Go Credit Card
Joining Fee: ₹250 + GST
Renewal Fee: ₹250 + GST
Reward Type: Cashback
HDFC Bank Pixel Play Credit Card
Joining Fee: ₹500 + GST
Renewal Fee: ₹500 + GST
Reward Type: Cashback
AU Nomo Credit Card
Joining Fee: ₹199 + GST
Renewal Fee: N/A
Reward Type: Reward Points
AU Bank InstaPay Credit Card
Joining Fee: Joining fee
Renewal Fee: Renewal fee
Reward Type: Cashback
HDFC Bank Millennia Credit Card
Joining Fee: ₹1,000 + GST
Renewal Fee: ₹1,000 + GST
Reward Type: Cashback