Best Lifetime Free Credit Cards
Lifetime free credit cards in India offer significant advantages by providing access to rewards, cashback, and other perks without the burden of annual or joining fees. These cards allow users to build their credit score while enjoying benefits like fuel surcharge waivers, travel discounts, and cashback on everyday spending. Whether you are a frequent shopper or a travel enthusiast, these cards help maximize value on your transactions while avoiding ongoing fees. With no recurring costs, they are perfect for budget-conscious consumers looking to optimize their spending without the worry of annual fees.
Some top lifetime free credit cards include the Amazon Pay ICICI Bank Credit Card, HSBC Visa Platinum Credit Card, Axis Bank Neo Credit Card, IDFC FIRST Millennia Credit Card, Bank of Baroda Easy Credit Card, IDFC FIRST Select Credit Card, ICICI Platinum Chip Credit Card, AU Bank LIT Credit Card, IDFC FIRST Classic Credit Card, and Kotak 811 #DreamDifferent Credit Card
Amazon Pay ICICI Bank Credit Card
JoiningFee: No joining fee
Annual Fee: No annual fee
Reward Type: Cashback
ICICI Bank Platinum Chip Credit Card
Joining Fee: No joining fee
Annual Fee: No annual fee
Category: Reward Points
IDFC FIRST Wealth Credit Card
Joining Fee: No joining fee
Renewal Fee: No renewal fee
Reward Type: Reward Points
Tata Neu Infinity HDFC Bank Credit Card
Joining Fee: ₹1,499 + GST
Renewal Fee: ₹1,499 + GST
(Currently being offered as lifetime free)
Reward Type: Reward Points
Tata Neu Plus HDFC Bank Credit Card
Joining Fee: ₹499 + GST
Renewal Fee: ₹499 + GST
(Currently being offered as lifetime free)
Reward Type: Reward Points
Swiggy HDFC Bank Credit Card
Joining Fee: ₹500 + GST
Renewal Fee: ₹500 + GST
(Currently being offered as lifetime free)
Reward Type: Cashback
Ixigo AU Credit Card
Joining Fee: No joining fee
Renewal Fee: No renewal fee
Reward Type: Reward Points
IndusInd Bank Tiger Credit Card
Joining Fee: No joining fee
Renewal Fee: No renewal fee
Reward Type: Reward Points
Jupiter 3-in-1 Switch RuPay Credit Card
Joining Fee: No Joining Fee
Renewal Fee: No Annual Fee
Reward Type: Cashback on UPI & CC spends
OneCard Metal Credit Card
Joining Fee: No Joining Fee
Renewal Fee: No Annual Fee
Reward Type: Reward Points
EazyDiner IndusInd Platinum Credit Card
Joining Fee: No joining fees
Renewal Fee: No renewal fees
Reward Type: Reward Points
HDFC Bank Freedom Credit Card
Joining Fee: ₹499 + GST
Renewal Fee: ₹499 + GST
(Currently being offered as lifetime free)
Reward Type: Reward Points